Credit Karma...

[jluv]

Jluv. http://whychat.5u.com

If you post in the medical collections your own running thread, whychat's will guide step by step on what to do. It's basis is simple, a collection agency doesn't have rights to your medical information (hipaa) unless there is an outstanding debt. There is a ton of info and it's best to address one issue at a time so you should only read in the medical collections forum. Start a thread and don't do anything until whychat gives you the thumbs up. He will go step by step and won't be annoyed by tons of questions. Quite the opposite. If you rush forward and jack it up, he'll wonder why you didn't confirm with him first

Awesome, thanks!

[HECDOGGIE]

is there one score that lenders lean towards more than another ?
MY CU said they only report to one, however, all three share info ?

[chronical]

is there one score that lenders lean towards more than another ?
MY CU said they only report to one, however, all three share info ?

It can be regional and/or lender specific. For example, Amex will only pull Experian no matter where you live. Ge bank almost always pulls Transunion. Discover is Transunion and/or equifax ( 99% sure in that one).
Here http://creditboards.com/forums/index...om=creditpulls you can search by state, score needed, or by cra to find who pulls what. This helps to avoid apps that would be turned down or if you have one score that is stronger than the others, you can target the lenders that pull that bureau. There is no reason why folks should have to apply blindly and cross their fingers

[HECDOGGIE]

It can be regional and/or lender specific. For example, Amex will only pull Experian no matter where you live. Ge bank almost always pulls Transunion. Discover is Transunion and/or equifax ( 99% sure in that one).
Here http://creditboards.com/forums/index...om=creditpulls you can search by state, score needed, or by cra to find who pulls what. This helps to avoid apps that would be turned down or if you have one score that is stronger than the others, you can target the lenders that pull that bureau. There is no reason why folks should have to apply blindly and cross their fingers

Good Info !!! Thanks

[chronical]

Good Info !!! Thanks

Your welcome.

[paul_376]

Bump

[TexasDevilDog]

Totally debt free, including house. If we don't like being debt free, we can easily go back in to debt.

[sosoe]

Totally debt free, including house. If we don't like being debt free, we can easily go back in to debt.

Fucking NOICE..

I just need my house to be paid off and ill be debt free..
Till then, ill be a slave..

[David]

I love debt.

[D. Lil]

I love GOOD debt. To achieve this, high credit scores are essential!

[slow99]

Totally debt free, including house. If we don't like being debt free, we can easily go back in to debt.

Lmfao

[bcoop]

Dave Ramsey's Financial Peace "graduates" are like Crossfitters and Vegans. They don't shut the fuck up about it.

[mstng86]

Dave Ramsey's Financial Peace "graduates" are like Crossfitters and Vegans. They don't shut the fuck up about it.

Sometimes the truth needs to get out there.

[quikag]

Debt for the right real estate, be it a primary residence or an investment property is not always a bad idea. Leverage can be your friend, but it can also be your enemy if you choose wrong.

[Gear_Jammer]

Dave Ramsey's Financial Peace "graduates" are like Crossfitters and Vegans. They don't shut the fuck up about it.

I nominate for Post of the Month! Probably one of the funniest and most accurate sentences I've read on this forum in a long time.