Credit Karma...

[chronical]

My wife has received the same bogus emails from credit karma. I just pulled her's on myfico, on your recommendation, and it's exactly where we thought it should be so, thanks for the heads up.

I'd like to pull mine there as well, but after what may already be a "hard" inquiry, I'd prefer not to.

Thanks again.

You are not given a hard inquiry to pull your own report or buy your own score.

[Roscoe]

You are not given a hard inquiry to pull your own report or buy your own score.

Cool, thanks. I thought anything other than a 3rd party pinging your credit for offers was considered a hard inquiry.

[chronical]

Cool, thanks. I thought anything other than a 3rd party pinging your credit for offers was considered a hard inquiry.

Nope. And I know you don't know me so to help give you a little more faith, many card issuers such as Discover, Barclays, and walmart give you a free fico score each month as a benefit of being a card holder. That wouldn't be a very good bonus if folks were getting dinged an inquiry once a month.

[GhostTX]

I have used credit karma for at least a year as well as credit sesame. Combined it allowed me to monitor 2 out of the 3 bureaus for free. I check my report for free annually and everything credit karma has reported has been accurate.

For me as well. Pretty accurate on the financial tracking of my loans, too.

And I really don't give two flips about my credit score. I just use it mainly to make sure no new accounts pop up.

And Credit Sesame is the more annoying of the two. It truly exists to try and tempt you to get a new credit card or refi a loan.

[Roscoe]

Nope. And I know you don't know me so to help give you a little more faith, many card issuers such as Discover, Barclays, and walmart give you a free fico score each month as a benefit of being a card holder. That wouldn't be a very good bonus if folks were getting dinged an inquiry once a month.

I forgot about discover... it really does, but makes you wonder if it's accurate...

[chronical]

I forgot about discover... it really does, but makes you wonder if it's accurate...

It is accurate. You have a fantastic credit score (perfect actually). Excellent job sir

[helosailor]

Credit Sesame has me 90 points higher than Credit Karma. Lol, thanks guys.

[chronical]

Credit Sesame has me 90 points higher than Credit Karma. Lol, thanks guys.

Experian vs Transunion. And both those scores are worthless.

[D. Lil]

For me as well. Pretty accurate on the financial tracking of my loans, too.

And I really don't give two flips about my credit score. I just use it mainly to make sure no new accounts pop up.

And Credit Sesame is the more annoying of the two. It truly exists to try and tempt you to get a new credit card or refi a loan.

Same here. Basically using it for monitoring. I really don't like credit sesame much. It doesn't show you near as much information as credit karma.

[black2002ls]

Same here. Basically using it for monitoring. I really don't like credit sesame much. It doesn't show you near as much information as credit karma.

They pull from two separate bureaus. One is Transunion and one is Equifax, you may not have the exact same items on both reports.

Both credit karma and credit sesame are quite accurate in my case. Noth being within +- 10pts of my Fico score.

[chronical]

They pull from two separate bureaus. One is Transunion and one is Equifax, you may not have the exact same items on both reports.

Both credit karma and credit sesame are quite accurate in my case. Noth being within +- 10pts of my Fico score.

Sesame is Experian

[GeorgeG.]

Thanks for this post... I've been using one of the paid services like FreeScore as well as Credit Karma. I'll check MyFico.com tomorrow.

It would be nice if there was an easy way to bring a score back into the high 700's. Someone shouldn't have to keep paying for some bad decisions made in your 20's.

[talisman]

Thanks for this post... I've been using one of the paid services like FreeScore as well as Credit Karma. I'll check MyFico.com tomorrow.

It would be nice if there was an easy way to bring a score back into the high 700's. Someone shouldn't have to keep paying for some bad decisions made in your 20's.

If your 20's were less than 7 years ago, it's going to be a bit longer.

[David]

Thoughts on identity guards service?

[ELVIS]

so its 524?

god bless.