Finally!!!!

[bonnie&clyde]

for the first time since i was 18 i will be free from credit card bebt, i am $100 dollars away from not having ANY cc's, 2 years ago i was damn near at 20k worth of debt

[Forever_frost]

That is freaking awesome! Congratulations.

[diablo rojo]

Congratulations and a damn good job :beer:

[FreightTrain]

Good job. Now don't be an idiot and repeat your past mistakes.

[bonnie&clyde]

yeah im gonna try to just buy everything cash, im still gonna keep the CC's open so i have a good credit to debt ratio, trying to buy a house here soon

[Sgt Beavis]

Congratulations. Feels good, doesn't it?

We're going through the whole Dave Ramsey thing right now ourselves. I want our house paid off in the next 5 to 6 years.

[Roscoe]

No cc debt is awesome.... Congrats.

Congratulations. Feels good, doesn't it?

We're going through the whole Dave Ramsey thing right now ourselves. I want our house paid off in the next 5 to 6 years.

I used to want that until you realize the money you could make with it properly invested vs. the interest write off. I still would lie min paid off but higher returns are very appealing.

[robert]

Congrats, but Don't cancel your CC after paying off if your planning on buying a house soon, as crazy at is sounds having some good debt is better that having none when applying for a mtg, of course if buying cash non issue.

[YALE]

Dude, pay for things you were already going to buy, like gas, and pay it all off every month. Get them to pay you to do what you were already going to do.

[Sleeper]

Yup ive got a rewards card and get prob 300 bucks worth of free cabellas stuff in a year easy with just normal bills. Just pay one big bill every month vs 20 small bills.

[Craizie]

Dude, pay for things you were already going to buy, like gas, and pay it all off every month. Get them to pay you to do what you were already going to do.

This.
I charge all my monthly expenses to a rewards card and pay it off every month. Free money.

[slow99]

No cc debt is awesome.... Congrats.



I used to want that until you realize the money you could make with it properly invested vs. the interest write off. I still would lie min paid off but higher returns are very appealing.

Live like no other so that you can live like no other! Lmfao at dr.

[likeitfast55]

This.
I charge all my monthly expenses to a rewards card and pay it off every month. Free money.

This is great. The CC companies call you a "freeloader". They raised my interest rate and lowered my limit because I was doing this. I promptly canceled the Bank of America Visa.

[bonnie&clyde]

This.
I charge all my monthly expenses to a rewards card and pay it off every month. Free money.

but dont the charges collect interest daily?

[Cooter]

CongraDs!

Interest doesn't start until the month after the statement is issued.