Collections question

[8mpg]

I got some BS in the mail saying I owe $1858 to my work's learning institute. I think its just BS and my boss is looking into it from the corporate side. Anyways, I checked my credit this morning and it is not showing up. How fast are these things reported to your credit. I swear to god if they messed up and ding my credit I will go postal. Im planning on building a house mid next year and need my credit perfect.

The letter in the mail doesnt have an account or reference number. I tried calling to inquire about the debt the the automated asks for reference, account number or social. Aint no damn way Im giving them my social. I really think its BS but am worried.

[Ratt]

Just dispute it with the credit reporting agency and they will have to take it off if it's bogus.

[twicepipes]

Sounds like a scam to me. It's strange that they targeted you and tied your name to your employer, though. Phucking scammers are becoming more and more sophisticated.

[talisman]

Yeah, sounds like bullshit phishing, or a scavenger debt collector, which often end up being the same thing. I wouldn't worry much about it.

[8mpg]

if you guys even care...my work did send a debt to collections. The problem is the used my name not the person with the true debt. Morons... If it dings my credit, Im going to get administration and a lawyer involved.

[2011GT]

Wow, idiots.

[SVT Lurch]

Just dispute it with the credit reporting agency and they will have to take it off if it's bogus.

NEVER do this if you plan to buy a house. All disputed accounts must be removed before you can obtain a mortgage now.

[GE]

Sounds like a great employer you have there.

[Pro88LX]

NEVER do this if you plan to buy a house. All disputed accounts must be removed before you can obtain a mortgage now.

Plus you have to wait an extra 30 days. I have 4 loans waiting for this right now..

[Cooter]

NEVER do this if you plan to buy a house. All disputed accounts must be removed before you can obtain a mortgage now.

huh? this is dfwm... just pay cash

[Rreemo]

huh? this is dfwm... just pay cash

....or with gold bullion

[8mpg]

Sounds like a great employer you have there.

Just the largest hospital corporation in the U.S.

[red95gts]

HCA is a bunch of retards. I've had many billing disputes with Women's Hospital of Houston after my kids were born.

[SVT Lurch]

Plus you have to wait an extra 30 days. I have 4 loans waiting for this right now..

Can your credit agency not remove them? Ours does it in about a week...still no fun (and expensive), but it's not 30 days.

huh? this is dfwm... just pay cash

That was posted mainly for guests and lowly non-ballers like myself.

[32vfromhell]

Just the largest hospital corporation in the U.S.

HAHAHA! You work for HCA? I'm so sorry.