credit scores

[Mysticcobrakilla]

I could not imagine how bad you would have to fuck up to have a 200-300 fico score.

[black50]

I could not imagine how bad you would have to fuck up to have a 200-300 fico score.

get a divorce and you will find out..between a car charge off, collection accounts and a judgement.
I swear, my ex had my credit score in the negative....so bad I couldn't even open a new bank account with wells Fargo...delt in cash only for years and cashed my checks at the local gas station

I have worked my ass off on my score and have it back into the 760 range

oh and credit karma is usually not very far off with your acutal fico score

[Gasser64]

Whats she look like?

Post a pic of the boobs. Its tradition.

I could not imagine how bad you would have to fuck up to have a 200-300 fico score.

Mine is currently 690. Piece of shit medical office is why. I told them at the time "I want to pay for all of it now. ALL of it. I don't want any bills in the mail. All of it, right now. So they say ok and I pay and then I go along like we're squared up. Nope, a year later they want $300 for I don't give a fuck what. I ain't paying.

Also cool story. When I went to buy this house, the mortgage company waitress said that people come in there all the time with 200-300 scores trying to buy a house. Said their reports typically show that they took out lots of lines of credit and basically just never paid for anything. And then they think they can go buy a house. They don't understand why and want a detailed explanation of what was wrong.

[black50]

well damn I'm doing bad ass at 500 hahahahaha

580 is the usually the bottom rung for getting approved for anything

I think FHA loans are 620 minimum

[BradM]

580 is the usually the bottom rung for getting approved for anything

I think FHA loans are 620 minimum

My wife worked at a mortgage company that started lending at 540.

[red89notch]

849 when I bought my last car in October.

[Samhain]

No SVO, much disappoint.

[Mysticcobrakilla]

849 when I bought my last car in October.

That’s the highest I’ve ever heard of.

[sc281]

Not sure why it jumped so much. Usually hovers around 779-790

[sc281]

[red89notch]

That’s the highest I’ve ever heard of.

That's what the sales guy kept saying. I don't do anything special to try to raise it. I just pay my shit on time.

[inline 6]

Meh

[OMEGA DOOM]

Meh

is that from credit karma?

[OMEGA DOOM]

580 is the usually the bottom rung for getting approved for anything

I think FHA loans are 620 minimum

lo actually according to credit karma my trans union was 579 and Equifax was 689 then for some reason last week dropped to 620 still scratching my head on that one lol

[Shaggin Wagon]

Whats she look like?

Shes alright, but I tell you what, Nowadays I'd take a 4 or 5 that's not lazy.