I use Bank of America Cash Rewards and get back 3% fuel, 2% groceries, 1% everything else. Roll it into a BoA account and get additional, but I forget how much. I buy everything with it and pay it off every month.
my normal response... whatever card has the highest sign up bonus possible
Unless you are spending big money each month on a credit card, its going to take a long time to get a lot of points. Chase had a 100k points signup bonus not long ago. Thats a good one. Its going to take me 5+ years to rack up 100k in spending.
my normal response... whatever card has the highest sign up bonus possible
Unless you are spending big money each month on a credit card, its going to take a long time to get a lot of points. Chase had a 100k points signup bonus not long ago. Thats a good one. Its going to take me 5+ years to rack up 100k in spending.
Earn 100K bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That’s $1,500 toward travel when you redeem through Chase Ultimate Rewards
Amazon Prime rewards visa. Get 5% on Amazon purchases, 2% restaurant/gas and 1% everywhere else.
We're quite probably doing this one. We do A LOT of shopping on Amazon and I think it would pay off in the long run.
We currently use Citi's American Airlines Advantage cards but we never travel so I'm sitting on around 400k airline miles. I'll keep one card just to keep some minimal activity on the account so I don't lose the miles but We'll probably switch over to the Amazon cards for regular use.
I got the Amazon one too. It gives money off when you are making another purchase. I guess that's the default setting for it. I like it though. Didn't realize it was 5%, thought it was 3%. If I had Amazon Prime I'd probably use it more. I hate paying for shipping, and paying for Prime is like paying for a lot of shipping that I might otherwise negotiate my way out of.
Chase Sapphire Reserve has a 50k sign up bonus (it was 100k when I got it but looks like that promo is over). 450 annual fee but they reimburse you for $300 worth of travel expenses (hotels, flights, cabs, etc.) you also get reimbursed for global entry and you get a priority pass lounge membership. 3x points on travel and dining.
If you're getting a card then you would be dumb to pass up a bonus like that. For example you could fly in a Singapore airline suite for like 57k points ($8,000 value).
EDIT: If you wont be doing much travel then I would suggest the lower tier Chase Sapphire Preferred. Same bonus only 95 annual fee and 2x on travel and dining.
We're quite probably doing this one. We do A LOT of shopping on Amazon and I think it would pay off in the long run.
We currently use Citi's American Airlines Advantage cards but we never travel so I'm sitting on around 400k airline miles. I'll keep one card just to keep some minimal activity on the account so I don't lose the miles but We'll probably switch over to the Amazon cards for regular use.
If you dont use your miles...sell them. Online brokers will buy them for a good rate. Im guessing you could get $4k for your miles
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