Student loans

black2002ls

Join Date: Dec 2004

Posts: 8726
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#1

Student loans

11-17-2016, 11:21 AM

Has anyone refinanced their student loans to a private lender?

My loans are still with the .gov and I pay more in interest each month than I do in principle.

I'm wondering if refinancing would be a beneficial option. I am planning to have them paid off in the next 3-4 years, throwing all of my extra income at them and trying to decide if the benefit of dropping 2-3 points in interest is worth the hassle over that time span.

Originally posted by Leah

Best balls I've had in my mouth in a while.
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slow99

Genetically Blessed

Join Date: Jul 2002

Posts: 21024
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#2

11-17-2016, 11:48 AM

I refinanced with Darien Rowayton Bank (DRB) last year. Lowered my rate substantially (~2%) and was a pretty painless process relatively speaking.

Originally posted by davbrucas

I want to like Slow99 since people I know say he's a good guy, but just about everything he posts is condescending and passive aggressive.

Most people I talk to have nothing but good things to say about you, but you sure come across as a condescending prick. Do you have an inferiority complex you've attempted to overcome through overachievement? Or were you fondled as a child?

You and slow99 should date. You both have passive aggressiveness down pat.
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