Car loan thru Lightstream

[Rafa]

Have any of you all dealt with above company when dealing with buying used. Bought car and dealer matched what my bank offered, so I took it. Got home and was just looking and found company above. Dealer goes thru Suntrust, which when I read up on Lightstream, they to go thru Suntrust as well. Just seeing if anyone has heard of them or has any experience with them. Looking to apply since they offer .7% better rate.


Lightstream

https://www.lightstream.com/

[Grimpala]

Not sure if it concerns you, but we purchased a car about a year ago and financed through suntrust via the dealer, about 3 months ago they sold our loan and didn't tell us for a month. We found out when the new agency sent us a delinquency notice. We had been paying suntrust, but they didn't forward anything to the new co.

[BP]

I just paid off a Suntrust loan back in May. They sent out a payment coupon book which I thought was odd in 2016 but they did offer online payments as well once you figure it out.

No problems with them but it was more like a credit union than a factory loan.