I've had a some bullshit happen twice already the last few years. One really sucked, does this type of protection help or just another monthly con to get my monies?
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Anyone use Lifelock?
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Lifelock is nothing more than a concierge service for your credit. You can do most of the thing they do on your own for little costs. They've been sued and fined by the FTC multiple times. They also don't pay out claims. Finally, the owner kept putting his social security number out on the radio saying no one could steal his identity but in reality it has been stolen multiple times.
SVTNorthTexas is right, your bank or CU usually offers the same (and more reliable) service for less money.
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You can contact the credit reporting agencies and "freeze" your account. It is $10 and you have to get a pincode to give to anyone wanting to run your credit. You can also opt out of preselect offers which will stop all credit offers from hitting your mailbox.
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