apartment ? debt ratio

[lincolnboy]

Are apartment requiring a debt to income requirements. If say you have a house in your name and a stack of bill, How hard will it be to get a apartment?

[Cobraman]

Most likely they will outline an income policy. Usually your gross income has to be 3x rent. They don't care about debt to income like on a mortgage

[Scott Mc]

Getting an apartment for your side bitch already?

[abecx]

All they care is if you're making xxx amount more than what the rent is.

To clarify, they dont really give a shit what your current debts are.

[Big A]

I would think that the amount of credit available versus being used will be a bigger factor, as it can seriously hamstring your credit score, and a low score will be considered.

The question should be, can you really afford to spend $X,XXX per month on an apartment, if not, then pay down those bills and/or sell some stuff.

[BradM]

Just live out of a motel. Free WiFi and cable! Plus a cleaning lady!

[bcoop]

Just live out of a motel. Free WiFi and cable! Plus a cleaning lady!

Plus, those sheets are already loaded with jizz.

[line-em-up]

Plus, those sheets are already loaded with jizz.

Unintended bonus.

[Captain Crawfish]

Whoever is living in that house needs to buy you out refinance and clear your name or GTFO IMO. Good luck

[lincolnboy]

This is for my x. She is staying in our house and says she cant get her own apt cause of debt to income. So i am paying mortage for her to stay in our house

[lincolnboy]

So im getting screwed

[abecx]

I do not envy your position.

[Captain Crawfish]

You can't refinance it and get her name off of the note? Rates still aren't too bad you might actually save some money

[bcoop]

Do you have kids with her? If not, this is a pretty easy fix.

[Scott Mc]

Find her a new sugar daddy, problem solved.