Shopping for Home Insurance..

[robert]

Any company I should avoid and or which you can recomend.
Seller is sugesting National Specialty Insurance Company (Dr Horton partner)
Got a quote from State Farm meeting Tom with Farmers.
Thanks in advance

[mustang_revival]

Just remember you get what you pay for. When I first bought my house, I went with the cheapest ins i could find. Then my shit got struck by lightning and ended up costing me about 4k when all said and done. Would have not been so bad if I would have had good insurance i'm sure. I have Liberty Mutual now.

[Leah]

Call Mutherjuggz. She'll make sure you don't get screwed on coverage and will get you the best price.

[STANGGT40]

check out germania...i've been using them on my houses for years.

[90MarkVII]

PM sent.

[STRONGNUFF]

We changed over to Farmer's from AllRape last year. Allstate raised our rate to $3,900 from $2,200 the previous year and said it was because of the zipcode we are in. ???? Farmer's came in at $2,087 for more coverage than we had before. Now with saying all that, we have not had a claim with Farmer's so I cant tell you what kind of customer service they have when you have a claim.

[robert]

thanks for the responses!!! and pm's

[UserX]

I've had Travelers and now MetLife. I just go for the cheapest rate... in 6 years of owning my home I've been lucky and never needed to file a claim <insert sound of me knocking on wood here>.

[TexasDevilDog]

Call Mutherjuggz. She'll make sure you don't get screwed on coverage and will get you the best price.

x2, She is covering all our stuff.

[SMKR]

amica is one of the highest consumer rated out there. Here shortly I will let you know how balboa is.

[pattymelt3605]

www.twginsurance.com They will shop your quote for the best price and coverage. I have all of my insurance with them.

[slow99]

Call Mutherjuggz. She'll make sure you don't get screwed on coverage and will get you the best price.

The next time I want some insurance slinger to speak to me with a patronizing, condescending tone, I'll keep it in mind.

[jimithing]

I've got Amica for home and car. Great customer service and way better than the State Farm prices I used to pay. I'd at least put them on the list to call and get a quote.

[gspfunk]

Go with a company that can also do your auto, etc. The more policies you have with them, the more discounts you'll get. We're with Allstate (home & auto) and the rates are decent. They did go up some on the house, but only $300 or so (from 800 to 1100).

Also, be sure to get an HO-B policy that covers water damage & other items that an A policy won't cover.

[kendrick.irby]

If you qualify, then AARP Insurance is really good. They basically give you The Hartford’s car and home insurance; good rates and great service, I can vouch for that!