Shopping for Home Insurance..

[Tx Redneck]

If you qualify, then AARP Insurance is really good. They basically give you The Hartford’s car and home insurance; good rates and great service, I can vouch for that!

Post #4 as reference.

http://moneywatch.bnet.com/saving-money/blog/family-finance/how-not-to-spend-84000-on-auto-insurance/3947/

[MutherjuggZ]

Any company I should avoid and or which you can recomend.
Seller is sugesting National Specialty Insurance Company (Dr Horton partner)
Got a quote from State Farm meeting Tom with Farmers.
Thanks in advance

I would start by avoiding those two.

Im an agent. I've been gone a lot here lately due to an extremely sick child and am scheduled to return to full time this week with his return to school on Tuesday. Pick my brain all ya want, if you would like to.

Be sure you are asking for replacement cost on the dwelling and contents. If at all possible get foundation water damage, accidental seepage and leakage, and no deductible over 1% or theyre on crack

For starters, theres you a few questions to be aware of.

[MutherjuggZ]

x2, She is covering all our stuff.

Speaking of, I need to look at all my policy holders since we have even better stuff now. I think it would greatly benefit you in particular along with anyone that has multiple policy needs

[Hay Burner]

If you qualify, then AARP Insurance is really good. They basically give you The Hartford’s car and home insurance; good rates and great service, I can vouch for that!

The only way to qualify for the AARP discounts is to be 55 and over very few here meet this.
FUCK THE HARTFORD! They treat their employees like shit.

[Roscoe]

We changed over to Farmer's from AllRape last year. Allstate raised our rate to $3,900 from $2,200 the previous year and said it was because of the zipcode we are in. ???? Farmer's came in at $2,087 for more coverage than we had before. Now with saying all that, we have not had a claim with Farmer's so I cant tell you what kind of customer service they have when you have a claim.

Jesus Christ!!

Mine was $980 a year and I've got some pretty damn good coverage through Farmers....

[0 GT 2]

I don't have any first hand experience with them, but doesn't Primerica shop for the best rates for you?

[TexasDevilDog]

Speaking of, I need to look at all my policy holders since we have even better stuff now. I think it would greatly benefit you in particular along with anyone that has multiple policy needs

Dang. I have multiple needs.

[MutherjuggZ]

Dang. I have multiple needs.

You have a policy to serve each need.... and you simply more than one exposure that needs discussin' LOL

[robert]

We ended up with Farmers, dwelling cvg 241K=1130 annual prem.
Might seem a little high but coming from Florida we wanted the most coverage possible and able to afford it.
Amica was the lowest but did not care for the 2% deductible (Mtg Co. would not allow this)
Travelers was another company we were recommended but similar cvg=1400
State Farm was highest quote even though we have been with them for 20+years with all our cars.