Way to get a credit check

[Gasser64]

Is there a way to get a credit check without being signed up for 15,000 gimmicks? I don't even care if I have to pay, as long as it was a one time fee and thats it. I've been paying off debt for over a year now, and I'd like to see what my credit score is from doing that and from using a credit card and paying off the full amount every month.

[HECDOGGIE]

Equifax.com

[The King]

Post up your SSN, DOB, and full name here and I'm sure someone will help you.

[Gasser64]

Equifax.com

And do they scan the other ones as well? Can't remember if they're the one that's always showing the highest score. Every time I apply for anything they always tell me that they go off of the lowest. At the risk of sounding like I'm bitching, I really hate credit and credit companies. Once the dickbags actually lowered my credit line without even telling me, and this hurt my credit and almost prevented me from buying a house. When I asked they said the only reason they did it was because I hadn't used the credit line in 5 months, and that the balance was sitting at zero. So they didn't think I needed that much credit. This hurt my credit score.

Sorry. Rant over

[Gasser64]

Post up your SSN, DOB, and full name here and I'm sure someone will help you.

If that's not a great idea, then I've never heard one.

[A_A_G]

Credit Karama isn't bad if you want free and a general idea of what your credit score is. You can also sign up for a Discover Card and get your FICO score every month on your statement.

[johnny--2k]

yup, I use credit karma as well. Gets you Transunion and Equifax both. May not be 100% up to date, but it's usually pretty damn close to the FICO I get through my Barclay credit card (just like Discover)

[Sean88gt]

Know someone that works at a car dealership?

[Gasser64]

Know someone that works at a car dealership?

Billy (buzzo) used to own one. I think...

Anyway that's something else I was curious about. Places like that seem to be able to check it really quick with no gimmicks. Perhaps that service could be used.

I went to my bank branch a few years ago, and unbeknownst to me, they signed me up for a recurring $12 per month. They said it was just going to be a one time deal, and I had hell cancelling it. This was Bank of America, if that tells you anything.

I'll give the one suggested in this thread a try.

yup, I use credit karma as well. Gets you Transunion and Equifax both. May not be 100% up to date, but it's usually pretty damn close to the FICO I get through my Barclay credit card (just like Discover)

When it comes to being up to date, IIRC they all run 3 months behind. The credit Bureaus. Can't remember the reason.

[03mustangdude]

Billy (buzzo) used to own one. I think...

Anyway that's something else I was curious about. Places like that seem to be able to check it really quick with no gimmicks. Perhaps that service could be used.

I went to my bank branch a few years ago, and unbeknownst to me, they signed me up for a recurring $12 per month. They said it was just going to be a one time deal, and I had hell cancelling it. This was Bank of America, if that tells you anything.

I'll give the one suggested in this thread a try.



When it comes to being up to date, IIRC they all run 3 months behind. The credit Bureaus. Can't remember the reason.

weird my creditkarma was off by about 4 points when I bought my last car. That's what I thought as well but accounts are up to date balance wise credit karma ftw.

[jluv]

I use myfico.com. It's like $15/month,but no other gimmicks. I like it. It only takes about a month, maybe less, for changes to be reflected.

[564826]

Post up your SSN, DOB, and full name here and I'm sure someone will help you.

You forgot to add his mothers maiden name.

[GE]

Credit Karama isn't bad if you want free and a general idea of what your credit score is. You can also sign up for a Discover Card and get your FICO score every month on your statement.

Seriously? The guy has been cleaning up his credit and paying stuff off... wants to get a one time credit check and your recommendation is for him to sign up for another credit card in order to get a damn free credit report?

What's with all the recommendations for him to sign up for those revolving monthly credit monitoring services? Sounds to me like he wants a one time deal. Hit up myfico, pay the deal for the two major reports and call it a day.

[BradM]

Just Google Justin Lack ey, you will find everything you need to know.

[slow99]

I wonder ...