At what point do you change a full coverage vehicle to liability only?

[Sean88gt]

Full coverage 4 life.

[03mustangdude]

The rates i've gotten is 175 a month for full coverage on mustang liability on z if I got full coverage on both its 250 a month.

[white trash wagon]

This.

If your car is worth so little that you don't care about it being totaled and having to replace it, I guess that may be a good time, but I doubt that's how anyone would feel.

This

[stephen4785]

I have liability only on mine. But I also have enough cash to eplace it at anytime so I dont see the point of full coverage. That and my only running vehicle is a paid off 04 Jeep Grand Cherokee so I dont care..

[jammeejamm]

even if the car is worth dirt. keep the collision and comp. also run uninsured.

a running car is always worth money. especially on paper to an insurance company.

[jammeejamm]

even if the car is worth dirt. keep the collision and comp. also run uninsured.

a running car is always worth money. especially on paper to an insurance company.

[Denny]

How is this even a discussion? Jeez!

[jluv]

This.

If your car is worth so little that you don't care about it being totaled.

Or stolen.

[Stephen]

Solid barg on your 12 being paid off

[talisman]

Well, it is probably worth around 25k. So if it gets totaled by someone without insurance, will you be okay with just throwing away 25k?

[Denny]

Solid barg on your 12 being paid off

That's what I'm seeing.

[orphan Shelby]

That stuffs for old beaters. Hardly a late model car like a 12. Full coverage for sure

[03mustangdude]

That's what I'm seeing.

chooo chooo money. Just thought i'd save some money by asking.

[93coupett]

Changing car insurance companies probably gonna give geico a shot.

I have the 12 5.0 paid off so am wondering if I should put it as liability only or keep the full coverage. At what point do most people change to liability only?

When your yearly premium + deductible, if you had a claim, meet or exceed the assumed value of the vehicle. For you this would be many years.

[Roscoe]

throw it in the gutter and go buy another.