Trying to buy House, But have BIG PROBLEM

[SVT Lurch]

If they are both on the note there just a few options.

Sell it.
Refinance only in his name.
Try for an assumption into his name if it's eligible.

Before he could provide 12 months cancelled check posting out of his own account in his name only to show continuity of obligation, but now that doesn't really fly anymore if she's co-signed.

Seb, this is the only response you should be reading.

['90Vert]

New house loan could be put in just your name.

[SSMAN]

I believe the from you need her and the ex to sign is called a "quick claim" and it absolves her of any responsibility on the home even though she remains on the note.

They called mine a quick deed. Sure there are different names for it.

[Mike]

Or just get the note in one persons name

That's what I did.

I did too!

Internet high five!!


Still, don't get married kids.

I'm doing the same thing right now.

[AdamLX]

New house loan could be put in just your name.

Can only do conventional due to community property rules (no FHA) and also factor in self employment tax returns the last two years which don't usually look too pretty (just based on avoiding full tax liability).

[1carcrazyguy]

If you need a house on the west side of Fort Worth. We may be selling soon.

[prostock1]

If they are both on the note there just a few options.

Sell it.
Refinance only in his name.
Try for an assumption into his name if it's eligible.

Before he could provide 12 months cancelled check posting out of his own account in his name only to show continuity of obligation, but now that doesn't really fly anymore if she's co-signed.

Are you a ELP ?

Do you sell Whole Life insurance ?

[Captain Crawfish]

Name has to come off note. Been through this already. She may be able to show it as a rental but it's tough getting loans for two homes

[SEB]

So is there anything a attorney can do or any other options a attorney can suggest to us. With a handful of stories like mine and all alike. How is it that this is still a problem in this country for divorced couples. I just dont understand why this problem has not been addressed in the laws of this land. Another reason not to get married or buy anything to together

[talisman]

So is there anything a attorney can do or any other options a attorney can suggest to us. With a handful of stories like mine and all alike. How is it that this is still a problem in this country for divorced couples. I just dont understand why this problem has not been addressed in the laws of this land. Another reason not to get married or buy anything to together

These are your options dude:

If they are both on the note there just a few options.

Sell it.
Refinance only in his name.
Try for an assumption into his name if it's eligible.

Before he could provide 12 months cancelled check posting out of his own account in his name only to show continuity of obligation, but now that doesn't really fly anymore if she's co-signed.

[Cooter]

Another reason not to get married or buy anything to together

says the guy wanting to buy a house together with his girl?

[SEB]

says the guy wanting to buy a house together with his girl?

Right! Im pushing 40 and not getting any better looking

[Baron Von Crowder]

Right! Im pushing 40 and not getting any better looking

Did yall get married and I missed it?

[ELVIS]

dont forget you could just burn it down and collect insurance skrilla.

god bless.

[talisman]

Remember not to use an accelerant if you take Paul's advice!