Thoughts on USAA insurance?

[Probie]

Family is looking at switching over to it. Just wanted to know what to see who have it think.

[FATHERFORD]

For me it was much more expensive then liberty mutual with the same coverage.

[BMCSean]

I have it, probably could get a little cheaper somewhere else but it is bundled with discounts because of the other services and accounts I have with them. They have the best customer service in my experience.

[quikag]

Best insurance company out there IMHO. Been with them for about 20 years now and have never had a bad experience with them on any claims or other times I've contacted them. Seems like every single person you get on the phone can speak English, has a college degree, and handles all issues quickly and efficiently.

[Scott Mc]

One of the best out there.

[YALE]

I love them. They rule.

[f0ur sixer]

I've called them several times over the years for various quotes. Their prices always end up at the bottom of the list.

[TRAXX]

They are fantastic. If you have multiple quotes and they are in the ballpark, pick them.

Also at the end of the year, depending on the company performance, you will get a check. On auto premiums of about a grand per year, sometimes the check would be almost 100 bucks.

For some reason, they were WAY high on a premium quote when I purchased my first house, so I ended up going with Germania but kept USAA for my auto as they were still cheaper. I just recently switch completely over to Germania as they offered me a bundle I couldn't refuse. Germania has been fine but I miss USAA's website and more efficient process.

[slow99]

Had my auto and homeowners with them but found a much better rate elsewhere. Still have my auto loans through them. I agree that their customer service has always been outstanding.

[95ragtop]

Definitely have convenience using them. I can easily transfer funds into an investing account and use them that day or pay off a credit card or vehicle on the same website.

[Danny46]

If you are young, you may be able to find a cheaper premium elsewhere, once you get to your mid twenties your rates drop pretty dramatically though, especially if you have a good driving record. You will not be able to find better customer service and helpfulness however and that alone is worth the extra IMO.

They are absolutely great, easy to deal with if you have a claim and have great discounts. For instance I got renters insurance and the discount that gave me ended up equating to be less than if I had only auto. So I was getting extra coverage for less money. You also get rebates in the mail if you keep a good driving record and they company does will. I didnt get one last year but the three years before that I got a check at the end of the year back for around 150-ish

[Back N Black]

Won't use anyone else

[BP]

If you qualify they are a great option. Others are cheaper obviously but the $$$ doesn't matter if they won't pay claims or run you through 3 months of hoops before doing it.

[95DRGT]

Is this the one you have to have a family member or former family member in the military?

[Probie]

Well we didn't qualify with my grandfather on my mom's side, he was a public health servant (Surgeon)

So we are now trying through my other grandfather