When does a company give up or when do you pay??

[Treybiz]

Found myself pondering this question while I am waiting for a meeting to start.

History: Splattered myself on the motocross track in 2010. I had health insurance through my employer at the time and not much money in savings. Who needs money in the bank when you party and ride motorcycles 24/7 ??? I tried to refuse getting in the heli but they kept telling me I was in shock and had no choice. I had snapped my femur so they could have been correct that it was a mandatory ride.

Health Insurance paid $1k towards ambulance. My broke dick ass is left with 14k careflight bill remaining. Once the dust settles I try to apply for grants/ assistance through careflight, fight my insurance company, etc... Nothing pans out so we start a payment plan. They want $4xx a month and I tell them I won't give them a cent over $25 a month. CF reluctantly aggress.

So, here we are three + years later and I call them once a month to pay $25 which takes about 5 minutes of my time. Why they can't auto-withdraw is beyond me.

The last few months they are offering to settle for half. Which is around 6k at this point.

Part of me wants to pay it like I probably should.

Other part of me wants to string it along forever.

Lets hear the DFWM voice of reason...

[talisman]

If they were happy with $25 a month that is what I'd continue to pay them. Or perhaps offer 2-3k if you reall want to get rid of it.

[ELVIS]

how do you vote?

god bless.

[Sean88gt]

Still ride?

[Treybiz]

how do you vote?

god bless.

Ha, I deserve that.

[ELVIS]

Ha, I deserve that.

god bless.

[Cooter]

tell them you could get a title loan against your car for $1500, but that's all you could possibly do... otherwise you'll just have to keep paying them $25/mo for the next FORTY THREE YEARS

[Treybiz]

Still ride?

Nope. Not because I don't want too but life got in the way shortly after my yard sale. Graduated school, got a suit and tie sorta gig, snagged a lady, made some offspring...

Once Junior is old enough we will do some riding.

[Frank]

I got a bill for $7k of a $14k bill. At the time there was no way I could pay it off but over years. So I just ignored the bills and started an auto pay of $50 a month. They sent me a couple of applications for financial assistance, but I knew if they saw my income, they would not cut me any slack so I ignored it. It might be 14 years before it was paid, but I was going to pay it. Through no work of my own, at some point they dropped the bill to like $300. I didn't even know it until they called me once because for some reason they had not got the payment. The whole system is a gamble. They want to see how far they can stretch someone. There is no set formula on what you get charged. I think since they already got the payment out of the insurance they cut me some slack, but still, to go from $7k to $300 in 6 months, I ain't complainin'.

[Treybiz]

tell them you could get a title loan against your car for $1500, but that's all you could possibly do... otherwise you'll just have to keep paying them $25/mo for the next FORTY THREE YEARS

I bring up the 30+ years it's going to take every time I call. One of the ladies that answers remembers me and thinks it's amusing.

[Sean88gt]

Nope. Not because I don't want too but life got in the way shortly after my yard sale. Graduated school, got a suit and tie sorta gig, snagged a lady, made some offspring...

Once Junior is old enough we will do some riding.

I've got my boy riding (inconsistently, although inconsistent). I just need to get a bike to join him. I think I'll be forced to trails from this point on.

[jyro]

if they offered to drop half, make them a offer back, like whatever you can pay, 600 or whatever, they want to clear the books I'm sure.

[Treybiz]

I've got my boy riding (inconsistently, although inconsistent). I just need to get a bike to join him. I think I'll be forced to trails from this point on.

I am okay with trails only at this point in my life. I'm 31 and I hurt like shit head to toe for the first and last hour I'm awake. Motocross and a myriad of other bad decisions are taking their toll. But, keeping active keeps me from being cranky. More I do physically the better I feel. I will just go until i drop.

I have a TRX 90 he has mastered the gas and steering on pretty well with me sitting on the back. I have a CRF50 that I putt around my parents place with that will be his soon enough.

[Treybiz]

if they offered to drop half, make them a offer back, like whatever you can pay, 600 or whatever, they want to clear the books I'm sure.

I asked today if they would take $1k so we didn't have to flirt once a month and she turned me down.

[Treybiz]

Also,

Just so I'm not giving off the wrong impression here.

I had 5k out of pocket for everything else related to this injury that I paid off within the year, I have never been late for a payment on anything in my entire life, work my ass off and always will, and didn't vote for Barry.