Let's talk employee benefits...(mainly medical insurance)

[GeorgeG.]

So, we're going through open enrollment right now. Let me start off by saying that I work for a non-profit, public charter school. So funding is a huge, constant battle from what I'm learning. I've never worked for a non profit, or school system so I don't know if what we're dealing with in regards to insurance premiums is the norm or if I should consider going back to corporate America for better benefits.

Now that 0babmacare is a done deal, I have to sign the family up on the insurance plan. Our cheapest for spouse and kids is about $640/mo. That's with a $4800 deductible and no copays. It wasn't necessarily cheap before, which is why the wife and I made the decision to not cover them(wife and kids) before but now that we'll be penalized, we kinda have to.

I guess my main question is if that is the norm now among other corporations?

[Craizie]

Is that $4800 deductible for the family, or as an individual?

[GeorgeG.]

family

[FATHERFORD]

$640 a month? fuck!

[03mustangdude]

Feel grateful for choo choo money/benefits at $200 month.

[racrguy]

640 a month? It may be cheaper to pay the "penalty." That's 7680 in premiums, and 12480 after deductible. Jesus H!

[bcoop]

I am no longer covered by my ex wife's insurance, but I do still pay the family rate, which is roughly $280/mo. It is fantastic coverage, and they pay most of the premium. $1000 deductible for the family, $15 copays, etc.

Through my employer's crappy insurance plan, I am to pay half, which is like $340/mo just for me. I think our deductible is $5000 per person. My kids are both covered by the ex wife's plan for obvious reasons. I haven't been on our insurance in years, and we are in open enrollment now as well. I REALLY don't like the idea of being forced to get coverage. Fuck this place and what it has become.

[2011GT]

Mine is only 140 a month for the family it's with Aetna.

[01vnms4v]

Fuck the pos obamacare might just be better for you

[whitetrash]

Man my 60 a month and 2000 deductible seems nice now

[Taylor]

Feel grateful for choo choo money/benefits at $200 month.

[Oldhead] bullshit! That's a load of shit I didn't usedta have to pay shit for insurance! This company is going down the shitter! [/Oldhead]

[mstng86]

I'm up to 600+ a month for 4 person family and the deductible is 4000 for the family. AND, it looks like my monthly is going to go up 7%.

I seriously should look into going another route.

[BP]

Our best plan works out to about $620 a month for family+spouse, $1200 dedcuctible, $25 copays.

Thankfully I'm already getting Tricare though, cost is $0.

[line-em-up]

Fuck the pos obamacare might just be better for you

The cheapest Obummer care plan is expected to cost about $20K a year.

[The King]

I pay about 25% ($300) per month of the total monthly cost ($1200) of my employer-sponsored family plan. Deductible is $300 per person with a $600 family max, with the plan generally paying 85% of covered expenses within their provider network. Routine doctors office visits require a $20 copay.