Aamrq

[quikag]

So, stock guru's, a good play? It's been brutalized yesterday and so far this morning. Oversold with the DOJ suit?

[racrguy]

I don't know what is going on with the markets, but my goddamn mutual fund has had negative returns for 3 months. This is getting old.

[Mike]

I don't know what is going on with the markets, but my goddamn mutual fund has had negative returns for 3 months. This is getting old.

Have you tried hitting yourself?

[Nash B.]

Have you tried hitting yourself?

Solid investment strategy.

[racrguy]

Have you tried hitting yourself?

Yes. That doesn't do anything but give me the weirdest boner.

[Taylor]

I don't know what is going on with the markets, but my goddamn mutual fund has had negative returns for 3 months. This is getting old.

That sucks. I've been investing in one that has returned me a little over 25% in the last 16-18 months.

[03mustangdude]

sucks that fed wont announce a policy, everytime he talks or whispers anything everything drops.

[slow99]

I don't know what is going on with the markets, but my goddamn mutual fund has had negative returns for 3 months. This is getting old.

What is it, fixed and EM?

What's the ticker?

[racrguy]

What is it, fixed and EM?

What's the ticker?

Fixed and EM?

I'm currently invested in 3 different funds, and only one has shown a return outside of dividends, and even it is in the negatives right now.

AMCPX (35% of portfolio) -0.21% <--- the only one that has shown a return at some point.
AMRMX (35%) -2.06%
AAFTX(30%) -2.24%

Keep in mind, these return rates are since 5/10, when I was eligible for the 401K here.

[slow99]

I think you're misreading something.
AMCPX was up over 5% in July and up 2.7% over 5/10/13 to 8/13/13
AMRMX up 4.1 % in July and 1.4% over the time frame you mentioned.
AMCPX was up 4.38% in July and 2.2% over the time period. I am curious to know why you're in a 2035 target date fund.

[Captain Crawfish]

I'm gonna grab some down in the abyss. Not a lot but some

[racrguy]

I think you're misreading something.
AMCPX was up over 5% in July and up 2.7% over 5/10/13 to 8/13/13
AMRMX up 4.1 % in July and 1.4% over the time frame you mentioned.
AMCPX was up 4.38% in July and 2.2% over the time period. I am curious to know why you're in a 2035 target date fund.

I'm 30, but I need to get with my investment guy, I think that should have been a 2040 or 2045 target date fund. Should I not be fucking with those?

[quikag]

AAMRQ conference call was fairly worthless. Wasted an hour on that.

racrguy, you either do a catch all target date retirement fund and don't invest in other mutual funds (within that investment vehicle) or you don't do a target date retirement fund and pick and choose whichever mutual funds you think will work.

The target date fund probably has pieces of the other two mutual funds you already have. The whole purpose of a target date fund is to rebalance and allocate among multiple mutual funds in the American family and get more conservative (less risk) as you get closer to retirement age. It's one stop shopping and it's pretty good way to go for people that don't know what they're doing with retirement investing (which is 95%+ of the American public).

[racrguy]

AAMRQ conference call was fairly worthless. Wasted an hour on that.

racrguy, you either do a catch all target date retirement fund and don't invest in other mutual funds (within that investment vehicle) or you don't do a target date retirement fund and pick and choose whichever mutual funds you think will work.

The target date fund probably has pieces of the other two mutual funds you already have. The whole purpose of a target date fund is to rebalance and allocate among multiple mutual funds in the American family and get more conservative (less risk) as you get closer to retirement age. It's one stop shopping and it's pretty good way to go for people that don't know what they're doing with retirement investing (which is 95%+ of the American public).

When I went to meet with my financial planner, I told him I wanted to be a bit more risky with some of the money (10% of income) and be a bit safer with what my employer was putting in (3% match), and this is the spread he chose. I fully well admit I don't know how to choose plans, but I have an idea on how much risk I want to take, I just expected better performance than this.

[slow99]

I just expected better performance than this.

Like I said, there's something going on with those returns. Those mutual funds returned the numbers I listed above for those time periods. I can't see the superscript 1 to see how the return since inception, etc, is being calculated. The portfolio return is obviously a weighted average of the 3 funds. It must be backing out additional fees, or isn't updating daily or something. Value is up around 22% this year, Growth is up around 17%. Does it change daily? Does that superscript 1 tell you that it's mutual fund performance after administrative fees or something?