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I need Dave Ramsey!!!

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  • #46
    Originally posted by Mike69 View Post
    Throw everything u can at the smallest debt & make the minimum payments on the rest. Pay off the smallest to the largest in that order regardless of the interest rate till it's all payed off. Once you pay one card of you become more motivated to start paying the rest off. You'll start looking for things around the house to sell just for the extra money to throw at the debt.
    Emotional spending likely contributed to his current situation.

    Be logical and pay down highest interest first!
    http://www.truthcontest.com/entries/...iversal-truth/

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    • #47
      Originally posted by Tyrone Biggums View Post
      I wouldn't be able to sleep at night with debt like that.
      no joke.. i have a hard enough time coming to grips with my student loans, and i've been paying on them for like 6-7 years now.

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      • #48
        Originally posted by 2011GT View Post
        Gotta start somewhere. I'm going crazy right now cutting excess fat. Sold one car (only have one car now) so the wife uses it and I ride my bike to work. Sold a ton of things I thought I needed. It feels like a game it's awesome.
        Be careful, and make sure not to leave yourself high and dry doing this. Shit happens, and you don't want to not have a cushion.
        ZOMBIE REAGAN FOR PRESIDENT 2016!!! heh

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        • #49
          Originally posted by YALE View Post
          Be careful, and make sure not to leave yourself high and dry doing this. Shit happens, and you don't want to not have a cushion.
          A credit card with a $25k limit is a cushion. Especially if you've paid down debt and are getting 0% offers
          http://www.truthcontest.com/entries/...iversal-truth/

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