Arbitration (SP) Issue

[V3GA]

Let me start with the back story, in 2007, I remember receiving a call from ACE about a past due loan. I have never taken a loan out for anything in my life... I explained to them that it was not me, that had all incorrect information on me, they just had my social (incorrect address, DOB and middle name). They mailed me a letter, affidavit, that I had notarized and mailed off to them stating that it was identity theft and they assured me that it was taken care of and that was all I needed to do.

Fast forward to today. I received a call from a woman who said that she is from an Arbitration office for Collin County. She is stating that they are going to file a Felony charge against me for bank fraud due to an outstanding loan from Ace Cash Express from 2007. She says I can have the issue resolved if I pay $1200+. I had explained the situation to her, she tells me to contact ACE. I do, they tell me to call her back. I get that lady back on the phone, she says they can settle the matter for $600.00. I told her I'm not paying for something that I do not owe. She tells me I can get an attorney and take it to court, but will cost around $1500. I tell her I rather go that route than pay ACE or anyone else. She places me on hold and tells me she can have it settled for $500...

I have never heard of such a thing or have any idea of what to do. I told her I would call her back. So, I guess my question is, has anyone else heard of this or can I get some advice?? Anything, regarding the issue, is appreciated.

PS.. I'm not really a newb, I was on Canada for a long time and have trolled the backgrounds of this site for years...

Cliff notes: Identity theft, threats of me going to court for felony from arbitration office, need advice...

[Txstang1]

I wouldn't call her back back or anything else. I'm not aware of an arbitration office having any authority at all to issue a warrant anything else. Civil matters go to arbitration and/or trial.

[Shorty]

Sue the fuck out of everyone involved.

[V3GA]

I just googled the number they called me from, it's some sort of scam... They are a collection agency. Thanks for quick replies and help!

[talisman]

Sounds like a scavenger debt collector. I'd get her credentials and speak to her supervisor. This doesn't sound like it is actually in the legal system. In Texas they can't file a suit if it has been more than 4 years since you've paid on the debt.

[line-em-up]

I'd get whatever valuable info I could from her, tell her to go fuck herself and then hang up.

[V3GA]

Sounds like a scavenger debt collector. I'd get her credentials and speak to her supervisor. This doesn't sound like it is actually in the legal system. In Texas they can't file a suit if it has been more than 4 years since you've paid on the debt.

She was pretty pushy about the issue. Everything she was saying seemed odd and then she was threatening me about going to court on a felony and even if I won it would be on my record for life... The odd part was when I told her I rather get an attorney than pay any company for something I was no part of, she said ok, well think about it, placed me on hold and said she talked with a supervisor and he said he could drop it to $500... That's when it sounded like they were just trying to get money out of me. I more pissed that I was threatened and they want my money over an issue I'm assuming REALLY was resolved and how they got my info to call me.

[helosailor]

I just googled the number they called me from, it's some sort of scam... They are a collection agency. Thanks for quick replies and help!

Contact the attorney general's office. That is a glaring violation of the fair debt collection act.

[46Tbird]

I had some bitch call me the other day telling me I have a pending court case in Tarrant county. I asked who was prosecuting me, and for what. She said it was "the county" and gave me a phone number and a case number. This all sounded suspicious as hell, so I asked her what her full name was, her employee ID number, who her boss was, what his phone number was, and told her I have this phone conversation recording now. She said just call the number (lmao) and hung up.

When I googled that phone number, it was some slimeball collection agency. Fuck em. I obviously never called it and I haven't heard another word.

Sounds like some fly-by-night scam shit to me.

[Doug Hatton]

Anybody that is negotiating the amount of a debt over the phone is a collection agency...guaranteed! Check your credit and see if there's a collection on it. If not, tell 'em to get bent! If it is, dispute it and make them remove it.

[yellowstang]

Next time she calls, tell her hold on one second please.

Then wait a bit and say, OK, I just wanted to let you know I am recording this conversation for my attorney, and want you to acknowledge you are being recorded. I need your name and all contact information, place of business, address, contact number, (etc.). Just make up a bunch of shit and she'll probably already have hung up.

Crap, I didn't see Danny's post about recording! But it works, I've done that before for some fuck-face trying to collect something that wasn't mine.

[dcs13]

Might be time to pull your credit and see what else is on there that you might need to dispute..

[kingjason]

Lady in my beat asked me this the other day. Said a company from Oklahoma called and said they were going to issue a warrant for his arrest over a debt and a DWI fee he owed. Told him he would be arrested in the next week or two if he didn't pay 1500. I told her to tell them to fucking bring it. I also gave her my detectives number to have them call him to verify they were a law enforcement agency. They actually tried using something from his criminal history to make it sound like he owed for a court fee or something also.

Surprise surprise they never called her again.

Look into what happened to that repo company saying they were with Dallas County investigations, and had a star on the side of their car. Next one I here of I am going to get them to record the fuckers and go after them.

[FastFox]

Act like you are really worried. Tell her you want to come over right away and pay in cash since you don't have a bank account. When and if you get an address, call a vice cop and have him meet you and go in with you. Be sure to take a mop to clean up the floor.

[03mustangdude]

record call ,tell her your recording call. She says warrant again send a small claims notification for 1-2k with recording to main office say they can settle matter by paying.

Some guy does that all the time as his day job.