information on disputing something on my credit?

[War Machine]

I just received an alert on my credit for something Im sure I never signed up for and I have no idea how they received my ss #. Its for a dumpster service for my business, but I never signed up with them. Only thing I can think is someone who was renting from my forged my signature and somehow got my social which is a lot of hassle.

Anyways, whats the process of disputing this?

thanks

[01vnms4v]

Call them directly. They have 30 to resolve I believe per news the other night. If no resolve contact the FTC.

I had one come up on my credit report many yrs ago. I called them and wrote them directly certified letter. It was to TansUnion.

They cleared it up 26 days later. I am sure they will call you off and on until its resolved.

But things might have changed on how they work with you these dsys

[War Machine]

are they required to send me a copy of the contract?

[01vnms4v]

No clue, but it's a pain the ass to get something not yours off your credit.

But, I am sure they will have to provide a contract of the dumpster service. If they can't I would demand, where they said you signed it and proof

[Stephen]

call credit guard!

Heard it on a commercial one time lol

[helosailor]

They must provide proof of the validity of the debt, in writing, to you within 30 calendar days of you sending a certified letter to them requesting said evidence.

[8mpg]

Just dispute it directly with all 3 credit bureaus

[bucky]

You can dispute it online then play the waiting game. If u have good credit I don't understand why anyone doesn't lock there credit reports? I've had mine locked over a year. When I need my credit run, I go online and unlock it w/ a pin number. Screw paying all those credit monitoring services. Maybe its not offered in Texas?