Mortgage/Lending/Pre-Approval Qs...

[SVT Lurch]

They've been through my credit and said they see no hang ups... They go through your taxes? Mine have always been just regular, just standard w-2s. What are they looking for?

That's typically reserved for self-employed borrowers who write off a large portion of their income. Want to make sure there's enough "usable" income to qualify.

FYI, no PM received so far.

[Wish4svts]

PM Sent.

[Pro88LX]

They've been through my credit and said they see no hang ups... They go through your taxes? Mine have always been just regular, just standard w-2s. What are they looking for?.

Im in underwriting and if youre just a w2 wage earner, you have nothing to worry about. Like SVTLurch said, that is mainly for people with self employed/corportation/partnership income&loss and schedule e income&loss.

[SVT Lurch]

Replied.

[ryuu]

Stay the F*** away from quicken loans, scam artist

[4king]

Replied.

I sent you a pm as well, I'm looking for a new house with a 3 car garage in Frisco/McKinney area

[SVT Lurch]

Stay the F*** away from quicken loans, scam artist

Not a fan of the YOURgage?

I sent you a pm as well, I'm looking for a new house with a 3 car garage in Frisco/McKinney area

Replied.

[ryuu]

Not a fan of the YOURgage?



Replied.

Then I double dog dare you to use them.

Seriously, they lied to my buyer from day one and kept dragging things out beyond 8 weeks of the original closing date. Only reason I didn’t walk was because the buyer was related to a good friend.
Went through several amendments to the expired contracts and the buyer had to pay more due to my additional costs. Every week they would say no problem closing this week and then at the end of the week they had new BS.
I felt bad for the kids but at the same time I was loosing money.

Google “quiken loans scam”, research your lender … or don’t

[Wish4svts]

Then I double dog dare you to use them.

Seriously, they lied to my buyer from day one and kept dragging things out beyond 8 weeks of the original closing date. Only reason I didn’t walk was because the buyer was related to a good friend.
Went through several amendments to the expired contracts and the buyer had to pay more due to my additional costs. Every week they would say no problem closing this week and then at the end of the week they had new BS.
I felt bad for the kids but at the same time I was loosing money.

Google “quiken loans scam”, research your lender … or don’t

Screw a bunch of that! I'm going with Trey (SVT Lurch).

[Lone Sailor]

Screw a bunch of that! I'm going with Trey (SVT Lurch).

You have chosen wisely.

[SVT Lurch]

Then I double dog dare you to use them.

Seriously, they lied to my buyer from day one and kept dragging things out beyond 8 weeks of the original closing date. Only reason I didn’t walk was because the buyer was related to a good friend.
Went through several amendments to the expired contracts and the buyer had to pay more due to my additional costs. Every week they would say no problem closing this week and then at the end of the week they had new BS.
I felt bad for the kids but at the same time I was loosing money.

Google “quiken loans scam”, research your lender … or don’t

I'm with you, I think their whole premise is a joke. I hear horror stories about big banks like that all the time.


Thanks guys!