Paying Mortgage and all Bills on credit cards

[8mpg]

No company wants you to pay with credit card. $. 30 transaction fee + 2%

[Shorty]

For those that are doing this, are you guys maxing out your cards by doing this and then paying it off each month? I thought it was best practice to keep your monthly charges <50% of your cc limit?

Doing this my credit card bill is usually 10-15% of my limit. CHOOOOO$$$$$ CHOOOO$$$$

[VaderTT]

BTW, just to reiterate: As others have said, most mortgage companies won't allow you to pay with CC..

This. Every company I've worked for wouldn't let a customer pay dent with credit, gmac, citimortgage, mic, chase. Also the issue of paying a secured debt with unsecured debt and servicing fees.

[SVT Lurch]

My aim would be to have a "free" airline ticket once a year so i can take a vacation. I don't travel, and i am also "cash only" meaning i don't have any credit debt. I have an emergency use CC, but theres no mileage perk on it. I have to work the exact numbers still, but I estimate I could put about 18k a year if i just did bills and no mortgage. Need to find out what an average coach seat would be...seem to remember it being 15k miles. The cash back sounds like another viable option (ie just buy the ticket with it).

Venture card. 2 miles per dollar spent (when redeemed for travel). To use the miles you just buy a ticket on credit card. Log into card website. Select the airline ticket on transaction history. Click reimburse. Enjoy free ticket.

[Binky]

I've seen some third party companies that will let you feed a mortgage payment via CC through them for like $15 per payment. It could be done but is an additional layer and cost.

[SMKR]

I've seen some third party companies that will let you feed a mortgage payment via CC through them for like $15 per payment. It could be done but is an additional layer and cost.

Who?

[Doug Hatton]

I pay all of my bills with money orders....

[Binky]

Who?

http://www.chargesmart.com/ is the one I remember of the top of my head.

just fyi, there's a Large Payment Security Fee that gets tagged on in addition to the $15 for anything over $750.

[8mpg]

Who?

Unless you are broke, these services will negate any gain on credit card purchases. Check out flyertalk forums for good credit card miles and points discussion.