Finance question

[Tannerm]

Ok just curious on what dealers will finance. I want a F150 crewcab or ext cab 4x4 (or a Wrangler 4.0L) but don't want the new price. A low mile clean 2003-2006 would be ideal. In 2010, Texas Toyota in grapevine financed a 2002 Tacoma with 70k miles (SR5 extended cab v6 2wd) for 5 years at 5.9%... That was 8 years old at the time. So I know its possible...

Does it matter on the person credit? It is there established amount of credit? Economy? The dealer? Vehicles resale?

My purchase will be over 6+ years old if/when I get one.

I have excellent credit with no debt (minus mortgage and cell...) for what it's worth.

[Fordblue625]

Penfed all day.

[STANGGT40]

Penfed is definitely the way to go...I think their only requirement is that the vehicle has to have less than 100k miles.

[Tannerm]

What is penfed?

[racrguy]

What is penfed?

[Tannerm]

Die in a fire racr! But touché lol. I'm not military unfortunately.

[racrguy]

There's ways around it, IIRC. I haven't looked into it, but there's some organization they recognize that you can join for some paltry fee, then you're golden. I'll let those with experience chime in for full details.

[Fordblue625]

Die in a fire racr! But touché lol. I'm not military unfortunately.

They have links on their website where you can donate to causes similar to wounded warriors and then they allow you as a client.

[kingjason]

My credit union told me that they didn't care how old the car was they would finance it as long as the book value was there.

[beefed88]

Just got 1.49% on my 2003 4runner. Donated 15 dollars and they sent me a check. Under 100k or less than 5 yrs if over mileage I think.

[Tannerm]

Just got 1.49% on my 2003 4runner. Donated 15 dollars and they sent me a check. Under 100k or less than 5 yrs if over mileage I think.

Wow. Really? Through penfed? Sent a check without taking the title? Or was there a stipulation where u had to ship the title.