Chooooooo$$$$$$$$ Choooooooooo$$$$$$$$$$!!1

[quikag]

Dude, if you have the $3k to invest and have emergency cash liquidity already and no high interest debt, open a Roth IRA. Log onto Fidelity, Vanguard, or T. Rowe Price and get it set-up. Doesn't take long. Then put that $3k into a Total Stock Market Index Fund or S&P 500 Index Fund and forget about it for 30 years. Or even better, max out the Roth IRA contribution every year and dollar cost average that annual max/12 every month through auto debit which you can also set-up with all of those companies (Vanguard, T. Rowe, Fidelity).

The above is solid advice. Take it or leave it.

[racrguy]

So much for investment advice.... I thought this was a welcoming, friendly place. Boy have I been wrong for ... 11 years....

Go ahead and poke fun for me being a "broke ass"....

Right there with ya. There's only one member here I'd even remotely take advice from, MAYBE 2.

[Roscoe]

Dude, if you have the $3k to invest and have emergency cash liquidity already and no high interest debt, open a Roth IRA. Log onto Fidelity, Vanguard, or T. Rowe Price and get it set-up. Doesn't take long. Then put that $3k into a Total Stock Market Index Fund or S&P 500 Index Fund and forget about it for 30 years. Or even better, max out the Roth IRA contribution every year and dollar cost average that annual max/12 every month through auto debit which you can also set-up with all of those companies (Vanguard, T. Rowe, Fidelity).

The above is solid advice. Take it or leave it.

No, that's solid advice, I appreciate... Was looking for something above and beyond those types of investments, and to see if there was anything other than stocks that might provide a decent rate of return.

I have an IRA with Putnam, Fidelity, and 401k's with Fidelity (x2), and T. Rowe.

Was curious if others have experimented with any bonds or notes, or the like...

I appreciate someone with a voice of reason, finally. Also wanting to keep it liquid and the gold rush is already in the past.... although some are speculating it may hit $3k/oz, which I don't see that happening...

What is the annual max to contribute to a Roth?

[quikag]

$5k for 2012, I believe. Any other investment is going to most likely have a disproportiate amount of risk relative to potential return. You can always invest in a high-yield bond fund or some crazy international etf, etc. if you want to maximize your risk and potential reward in that sector. You could buy ~2 ounces of gold too.

...Or take the $3k and buy a little trailer, lawn mower, edger, weed eater, and blower, and start hanging fliers, i.e. start a business. I guess it all depends on whether you want to actively participate in your investment or just put it something and hope it works out.

[Baba Ganoush]

I'd buy a $3,000 fox body, those things are only going up!!!1!!

[Silverback]

Have you tried playing golf with Don for money, I hear that's a quick way to make a buck!

[Roscoe]

Have you tried playing golf with Don for money, I hear that's a quick way to make a buck!

That would be a losing bet, unfortunately.....

[Silverback]

That would be a losing bet, unfortunately.....

you gotta get the jager flowing first.

See, you start at the clubhouse with 6 jager shots each to start the day and "level" the playing field. But you've already paid the bartender to pour you coke instead of jager. both of you do your six shots then head to the tee box.

Then you continue to drink throughout the course, only you're six drinks behind...

[Roscoe]

you gotta get the jager flowing first.

See, you start at the clubhouse with 6 jager shots each to start the day and "level" the playing field. But you've already paid the bartender to pour you coke instead of jager. both of you do your six shots then head to the tee box.

Then you continue to drink throughout the course, only you're six drinks behind...

My boy's wicked smaht!!

Don't read this post, Don....

[The King]

I have to ask one thing, Mr. Almighty Railroad Big Money guy.... How much exactly do you W2 that allows you to cast stones at people that (you perceive) to not be nearly as fortunate as you? I know you (probably, based upon your previous posts) work "incredibly hard", but at the end of the year, what does that get you?

Just asking because you have a record of touting how much you make...

Anyone that comes onto a board like this huffing and puffing about how much they make doesn't have squat. LOL at any railroad dick thinking they're anything special.

[Mike]

The troll is strong with this thread.

[slow99]

Roscoe, roth ira accounts also have income limitations. You can't contribute to a roth if your income is over $125k single or $183k joint.

[Roscoe]

Roscoe, roth ira accounts also have income limitations. You can't contribute to a roth if your income is over $125k single or $183k joint.

Well shit, that really limits most of this board...

(check your pm's)

[The King]

That would be a losing bet, unfortunately.....

Lay it all on a field bet at a craps table in Vegas and say "Money Plays", after which it will at least be doubled or lost entirely.

Seriously though I would do the Roth.

[DON SVO]

you gotta get the jager flowing first.

See, you start at the clubhouse with 6 jager shots each to start the day and "level" the playing field. But you've already paid the bartender to pour you coke instead of jager. both of you do your six shots then head to the tee box.

Then you continue to drink throughout the course, only you're six drinks behind...

Nigga I don't drink that shit.