Have fun going through the mortgage process. Damn near turned me off from buying my home.
I'd honestly put buying a house as one of, if not the most stressful non-traumatic things a person can go through. This is my third go 'round and it doesn't get much easier, aside from knowing the process and what to expect.
my credit is shit, but we have almost 0 debt. Looking in south fortworth, burleson
Know your score? The days of anyone getting financing are long over. That being said, going with a smaller bank seems to bring less restrictions. Not exactly sure why that is, but Nate can probably explain it better than I can. I'm sure the big guys have regulators crawling up their asses over every minor detail after the crash.
SVT Lurch on here is a home finance guy that could probably give you better answers than the rest of us in the peanut gallery. I would have probably used him but already had a good relationship with my last finance company.
Know your score? The days of anyone getting financing are long over. That being said, going with a smaller bank seems to bring less restrictions. Not exactly sure why that is, but Nate can probably explain it better than I can. I'm sure the big guys have regulators crawling up their asses over every minor detail after the crash.
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