Originally posted by RCITNet
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people with teenage drivers?
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Originally posted by SSMAN View PostThanks for the replies, keep them coming. I have a boy. Keep thinkin about a 2008 or newer mustang six banger for a first car. Something with gas milage
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I know some companies are based on grades. I sent in my report card with straight A's and my parents claimed they got a huge discount from it."No free man shall ever be debarred the use of arms. The strongest reason for the people to retain the right to keep and bear arms is, as a last resort, to protect themselves against tyranny in government"
-- Thomas Jefferson, 1 Thomas Jefferson Papers, 334
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Originally posted by SSMAN View PostWhst do they drive and how much a month on insurance? Will be in that zone in another year. TIA
I'm under the 03 s-type sport as my "primary".Last edited by crapstang; 10-03-2012, 03:39 PM.Originally posted by BuzzoSome dudes jump out of airplanes, I fuck hookers without condoms.
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Originally posted by Grape View Postthey lied LOL
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Originally posted by 95DRGT View PostFull coverage on both my girls- about 105-115 per month per kid
I will never understand why insurance companies are the only ones that get away with discrimination. I am talking about the age thing, not the gender thing.
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Let me share my experience....
My son got his learners permit a year after he was eligible. When I called our insurance company about insurance premiums, the agent told me that they will not increase my insurance premiums until I notify them that my son has his actual license. The time that he has a permit doesn't affect our premiums but he is fully covered under our policy. To make sure I understood, I asked, "So he is covered now and my insurance premiums will go up once he gets his license, right?"
The insurance agent clarified, "Sir, your insurance premiums will go up when you notify us that your son has his license."
I wasn't sure what she was saying so I asked again, "Ok, so a year later, when his permit turns into a real license, the premiums will go up, right?"
She said, "No. They will go up when <throat clearing sound> YOU notify us."
I swear I heard her winking over the phone that time. I played dumb and asked another way. "Doesn't his permit turn into a real license in a year?"
The agent clarified, "No. When parents feel their child is not ready for a full license, the permit can be renewed. It's not automatically converted into a license after a year. So, we (the insurance company) *might* check in with you in a year to see if your son has a license already. If we don't check in with you, then we won't know that your son has his license already and we won't change your premiums until YOU notify us. However, he will be covered."
I thanked her for the info and moved on.
Fast forward two years later.... The insurance company does the usual review with me over the phone to make sure I still have the right coverages. They notice that they don't have my son's driver's license number on file. I said he's in Germany right now so I'll have to get that from him and call back later.
Two years later.... Another review reveals they still don't have my son's license number. I said my ex-wife has it but she's stationed overseas right now.
A year later.... Another review and they tell me my son is eligible for a good driver discount because he's been of driving age for five years and no claims on record. Since I had him as the primary driver of a 96 Ford Ranger, the insurance premiums were minimal. I think I started paying like $300/6 months for him. That's all.
In short, I skipped over the phase of paying for a teenaged high-risk driver.Last edited by Leah; Yesterday at 10:18 PM.
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Originally posted by propellerhead View PostLet me share my experience....
My son got his learners permit a year after he was eligible. When I called our insurance company about insurance premiums, the agent told me that they will not increase my insurance premiums until I notify them that my son has his actual license. The time that he has a permit doesn't affect our premiums but he is fully covered under our policy. To make sure I understood, I asked, "So he is covered now and my insurance premiums will go up once he gets his license, right?"
The insurance agent clarified, "Sir, your insurance premiums will go up when you notify us that your son has his license."
I wasn't sure what she was saying so I asked again, "Ok, so a year later, when his permit turns into a real license, the premiums will go up, right?"
She said, "No. They will go up when <throat clearing sound> YOU notify us."
I swear I heard her winking over the phone that time. I played dumb and asked another way. "Doesn't his permit turn into a real license in a year?"
The agent clarified, "No. When parents feel their child is not ready for a full license, the permit can be renewed. It's not automatically converted into a license after a year. So, we (the insurance company) *might* check in with you in a year to see if your son has a license already. If we don't check in with you, then we won't know that your son has his license already and we won't change your premiums until YOU notify us. However, he will be covered."
I thanked her for the info and moved on.
Fast forward two years later.... The insurance company does the usual review with me over the phone to make sure I still have the right coverages. They notice that they don't have my son's driver's license number on file. I said he's in Germany right now so I'll have to get that from him and call back later.
Two years later.... Another review reveals they still don't have my son's license number. I said my ex-wife has it but she's stationed overseas right now.
A year later.... Another review and they tell me my son is eligible for a good driver discount because he's been of driving age for five years and no claims on record. Since I had him as the primary driver of a 96 Ford Ranger, the insurance premiums were minimal. I think I started paying like $300/6 months for him. That's all.
In short, I skipped over the phase of paying for a teenaged high-risk driver.
That sir, is a good story. Insurance company?
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