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Refinance My Mortgage or Not

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  • #16
    Originally posted by Chas_svo View Post
    Wrong. Refinance to a 30 and pay like a 10 or 15. If you fall on hard times, you aren't stuck with a higher payment, and there is no downside.
    This is exactly what I am looking at doing. Plan on throwing all my extra money at my mortgage to pay it off in 10 years or less if possible. I'm 33 & would love to be completly debt free by my early 40's.

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    • #17
      SVTLURCH is the guy to call as always... Trey knows his stuff.

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      • #18
        With a sub- 5% hurdle rate I'm not prepaying shit and extending it as far as I possibly can. Of course, I'm the guy with enough liquid/semi- liquid assets to pay off my student loan balance 4x over and am not doing it; what the hell do I know.

        Chooooooo$$$$$$$$$$$ choooooooo$$$$$$$$$$$$$
        Originally posted by davbrucas
        I want to like Slow99 since people I know say he's a good guy, but just about everything he posts is condescending and passive aggressive.

        Most people I talk to have nothing but good things to say about you, but you sure come across as a condescending prick. Do you have an inferiority complex you've attempted to overcome through overachievement? Or were you fondled as a child?

        You and slow99 should date. You both have passive aggressiveness down pat.

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        • #19
          Originally posted by slow99 View Post
          With a sub- 5% hurdle rate I'm not prepaying shit and extending it as far as I possibly can. Of course, I'm the guy with enough liquid/semi- liquid assets to pay off my student loan balance 4x over and am not doing it; what the hell do I know.

          Chooooooo$$$$$$$$$$$ choooooooo$$$$$$$$$$$$$
          Dave Ramsey says you're going to get bit by a snake.


          On a side note I just paid for my appraisal today. Closing cost are going to cost me $3,400 and I should break even in 11 months. Not bad at all.

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          • #20
            Originally posted by slow99 View Post
            With a sub- 5% hurdle rate I'm not prepaying shit and extending it as far as I possibly can. Of course, I'm the guy with enough liquid/semi- liquid assets to pay off my student loan balance 4x over and am not doing it; what the hell do I know.

            Chooooooo$$$$$$$$$$$ choooooooo$$$$$$$$$$$$$
            Enjoy your debt lifestyle, plastic slave.

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