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my policy was 983 last year and it looks like this year it is going up by 15 % to 1130.00. my house was 140k when i bought it 3 years ago. how much are you guys paying and are there any companies to look at. i would like to bundle my car insurance if it saves me money.
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Last edited by TEAMJACOB; 09-05-2012, 06:08 PM. -
bundling saves you money.
do you have state farm by chance? I think insurance in general is supposed to go up in the state. -
Anica is who I use. Part of the reason for the rise in cost is due to the rise in cost of building supplies.
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2152/year for 200k house. that includes $450/yr for my wife's wedding ring set
a little on the high side but because I've had a few claims they said
safeco and I do have my car with them too...
FYI with safeco you have 1 deductible so if you get hit with hail and you need a roof on your house and all your cars repaired you only have to pay the highest deductible *your homeComment
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Mine is Mercury. $1000 for $300000
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forgot to add i have poor credit. not mouth hit the floor poor but not good and not excellent. i think that matters also with insurance guysComment
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Mine is 1150 for 252K coverage on the house, 85% content coverage of value on house, 15,000 coverage on additional dwellings (Back Awning, etc)
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Insurance in the state of Texas is/will be going up this year. Loss ratios for all carriers in Texas have gone up over 100% in the past 2 years due to the bad weather we have had. Your increase of 15% is on the low side compared to a lot of other carriers.
One person mentioned bundling and that does save you money. Credit is also a contributing factor but it's not the end all be all. Shop around, you may be surprised, but be careful, a lot of consumers do not know what actual coverage they have. You may call an agent and get a premium, but then find out the hard way that your roof wasn't covered or that your contents will not be replacement cost etc.
I am a sales manager for an insurance carrier, let me know if I can help.
Who is your policy with now? What form is it HOA, HO3, HOB etc It should say at the top of the declarations page.
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Got a quote for $753 on 250k for my new house.07 GT500
05 SRT10
88 turbocoupe T-bird
93 Cobra
86 coupe
Ducati 848Comment
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I'm paying $710 a year for 210k worth of coverage. I also have a $1,000 deductible across the board. Doesn't matter what caused the loss.Comment
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well i may be over paying. i submitted to some bullshit site that will have a bunch of insurance companies call me tomorrow so i will hash it out tomorrow. pm me your number so i can call you. thanks for everyone's replies.Originally posted by jason07 View PostComment
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Damn that sounds high for both coverages. Does your wife have a 36,000 wedding ring?!Originally posted by 2165 Turbo Rail View PostComment
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I was just in receipt of my renewal and it went up about 30-35%.
$1484.74 / year
$365,000 Dwelling
$36,500 Separate Structures
$273,750 Personal Property
$146,000 Loss of use
$1,000,000 Personal Liability (each occurrence)
$3650 deductible for wind/hail/cyclone/all other covered loss or damage
Good deal? It was about $950 last year and I don't think I changed anything.Comment
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I pay about a 1000 a year for 300k for the house, and another 100k for exterior buildings"No free man shall ever be debarred the use of arms. The strongest reason for the people to retain the right to keep and bear arms is, as a last resort, to protect themselves against tyranny in government"
-- Thomas Jefferson, 1 Thomas Jefferson Papers, 334Comment
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