Student loans.. Who has them?

[347Mike]

What is a pmi cert?

I meant pmp, the cert is through Pmi. It is a project management cert.

It's pretty much what I'm doing now but without the actual certificate. I am technically a project manager but since I don't have an actual cert they give me some other title.

[Forever_frost]

I graduate from Commerce this fall, and start my Masters there in the Sping.

I'm half way through my Masters degree and am planning on starting back this spring using Hazlewood. No need to add to my student loans

[kingjason]

Fuck yea Hazelwood!

X2. Wife just graduated in May and we have zero student loans or college debt. She now has her dream job as an athletic trainer and I know she can make it on her own if something happens to me. Hell she will be making more then me right off the bat.

[black2002ls]

Dude...replacing a physics degree with an imaginary engineering degree? You should really think that through :P

Have you seen the number of IE jobs available? Everyone that I would have graduated with is already employed in industry, most in aerospace/defense. I got more calls for the IE degree I would have had, than I ever got after actually having my physics degree. Recruiters call after seeing my resume on the various places it is posted, seeing some of the course work I have completed in IE and call to see if I have graduated.

I graduate from Commerce this fall, and start my Masters there in the Sping.

Whats your degree? You live out this way?

[ELVIS]

I graduate from Commerce this fall, and start my Masters there in the Sping.

and as you can see its paying off 10x

god bless.

[slow99]

What the hell is hazelwood?

[The King]

What the hell is hazelwood?

You must be a veteran to qualify

[talisman]

Gettin' my PhD in coffee creamers brah!

[DaisyDoesDallas]

In addition, I think a lot of it is a general failure from all sides to communicate "good" student loan debt and "bad" student loan debt. If you're living off student loans and going to UT for a Bachelors in Liberal Arts, you're never going to pay that shit off making 30k a year for the rest of your life. If you use them to get an actual career centered degree, then it can pay off big time.

I still think high schools need to have a basic budgeting or common sense "life" class that is required before graduation. We're teaching kids about everything except one of the most important parts of life: Making smart decisions with your money. All that time in high school "preparing for college" that ignores the most basic aspect of the point of college: to educate yourself in a way that will increase your earning potential.

Or maybe parents should educate there kids instead of always expecting the teachers and school to raise there kids.

[talisman]

Or maybe parents should educate there kids instead of always expecting the teachers and school to raise there kids.

Now their is a great idea..

[SlowLX]

What the hell is hazelwood?

State exemption on tuition and fees at any st school for 150 hours for Texas veterans.

[slow99]

State exemption on tuition and fees at any st school for 150 hours for Texas veterans.

Good deal, thanks.

[DaisyDoesDallas]

I don't feel sorry for anyone with a shit ton of students loans. I got an associates degree with zero students loans, had a scholarship and worked full time, then got a bachelors degree and part of my masters with only 5k of students loans but again worked full time and had a scholarship. If I had of started slinging drinks sooner I wouldn't even had any student loan.

Go to a community college for the first two years, there is no fucking reason to pay the price of a unniversity for the basics that will cost a quarter at a CC and transfer to a unniversity. Plus it will give you the time to figure out what you want to be when you grow up and if you have what it takes to cut the mustard and do well in college.

Then once you determine what your going to be when you grow up go to the unniversity and knock that shit out as fast as you can while working a job.

[Silverback]

and as you can see its paying off 10x

god bless.

Sping Sping cracka!

[black2002ls]

I don't feel sorry for anyone with a shit ton of students loans. I got an associates degree with zero students loans, had a scholarship and worked full time, then got a bachelors degree and part of my masters with only 5k of students loans but again worked full time and had a scholarship. If I had of started slinging drinks sooner I wouldn't even had any student loan.

Go to a community college for the first two years, there is no fucking reason to pay the price of a unniversity for the basics that will cost a quarter at a CC and transfer to a unniversity. Plus it will give you the time to figure out what you want to be when you grow up and if you have what it takes to cut the mustard and do well in college.

Then once you determine what your going to be when you grow up go to the unniversity and knock that shit out as fast as you can while working a job.

I agree with you on the slinging drinks bit, had I bartended in college I wouldn't have quite the student loan debt I have now. However, I worked full time, my entire way through college, ju-co, first degree and what was to be my second. I still have a size-able amount of student loan debt. Unfortunately the way big brother thinks is that we are all supported by our parents until we are 24, until then the only aid we can get are student loans and scholarships. My GPA dipped when I was at the Ju-Co and it ruled me out for scholarships. When I talked to financial aid all they would tell me was I was a dependent until I was 24. Nothing about an appeals process to try and get it waived. So I had two choices, drop out and hope maybe I'm ready to finish when I turn 24, or continue on with the loans. I continued on with the loans. I don't have quite the debt that some have, I'm at 24K. That is for three years at a University. 2 years finishing my Physics degree, and then 1 year of Industrial Engineering courses.