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  • #61
    My savings strategy is taking advantage of work discounted stocks and 401k matching. With matching, 21% of my gross salary goes back into investments, and it is growing pretty well IMO. As my salary increases I'm going to keep increasing the % until I get to 25%, then leave it there and start spending more money on myself. Only debt I have is zero percent on a rewards credit card, which will be gone before the grace period is up.

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    • #62
      Contibute to employer sponsored retirement plans first. Contributions grow tax deferred and also reduce your tax bill. Get started asap:

      A 10k annual contribution at 7% for 25 years will be $632k. 10k at 7% for 15 years will be $251k. My wife and I max 401k contribution first, then put savings in other places.
      Originally posted by davbrucas
      I want to like Slow99 since people I know say he's a good guy, but just about everything he posts is condescending and passive aggressive.

      Most people I talk to have nothing but good things to say about you, but you sure come across as a condescending prick. Do you have an inferiority complex you've attempted to overcome through overachievement? Or were you fondled as a child?

      You and slow99 should date. You both have passive aggressiveness down pat.

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