Most insurance companies have a particular client they want as a customer. If you fit that mold you will get very competitive rates. A guy in the office just switched to Kemper and saved over $3,000 compared to State Farm on home and auto with better coverage because he is Kemper's "ideal" customer. That's why it's a good idea to use an agent that brokers out to different carriers so they can shop it for you.
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Auto insurance, Geico vs Progressive
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I have motorcycle insurance through Progessive and crashed twice last year. One was cage driver fault (left turner) and one was my fault. The second accident totaled the bike. Both times it was a seamless process even though I used my own shop to do the work for me since I broke my left arm the first time and my right arm the second time. lol
My car insurance is though USAA but I shop around when it comes time to renew to see if there are better deals somewhere else. Companies are constantly changing their policies which affects their rates. Which means whats good prices this year won't be next year.2004 Suzuki DL650
1996 Hy-Tek Hurricane 103
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We switched to Geico a year ago, my rates are good. 180.00 for 3 cars. 2 which carry full coverage. Look into travelers too. Also check with this guy James Little, he is a great guy, and has saved me and my family a lot of money.
2005 M3 Vert with TSW rims
2001 Dodge Dakota R/T C/H/I, gears, exhaust, and 125 shot of nos
2012 Ford Edge
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I would like to add a little something. We've all heard of actuaries, those peeps that calculate mortality rates and statistics on cars that get hit by meteors, etc. It's a whole science and shit. Anyways, all of these companies have found 'flat spots' or areas in the data where they can offer discount rates compared to other companies if they jack the rates on certain high risk drivers. Everyone knows if you're 16 your insurance is massive, everyone knows if you're a guy you're gonna pay more. Almost everyone knows a lot of insurance companies use credit history. You'd be amazed how much statistical information is available and tied to you. Where you live is huge, not only for the obvious stuff (inner city more expensive than suburbs) but also white collar to blue collar ratio, average income, racial break down on and on and on and on. Long story short different companies will (obviously) have different rates for similiar drivers based on which statistical model they follow, who they choose to give breaks to and how heavily they lean on high risk groups. It really pays dividends for everyone if you shop around from time to time.2012 mustang gt. 3.31 MT
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Originally posted by FreightTrain View PostDamn some of yall either have shitty driving records or shitty credit.
The wife and I pay $660 every 6 months. This is with two new cars full coverage 100k/300k limits, 10k PIP, rental towing, and all the other bs included.
Originally posted by Slow Five-O View PostSteve I didn't read the whole thread just OP. But FWIW I have 2 relatives that work at the geico office and they both have state farm insured vehicles because geico is too high.Token Split Tail
Originally posted by slow99Lmao...my favorite female poster strikes again.Originally posted by Pokulski-BlatzYou are a moron .... you were fucking with the most powerful vagina on DFW(MU)stangs.
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Originally posted by Slow Five-O View PostSteve I didn't read the whole thread just OP. But FWIW I have 2 relatives that work at the geico office and they both have state farm insured vehicles because geico is too high.
Originally posted by Tannerm View PostI just did the same. I've had geico for 5+ yrs. shopped progressive, cheaper so I almost switched. Till I called Allstate. Bigger savings. Allstate carries all 3 of my rides now.
I'm learning a lot in this thread. I should have done this shit YEARS ago. It appears I've been pissing money away for a long time.Vortex rear stand $75
8.8 410s. $50
**SKAGG NASTY**
My goal in life is to not arrive at the grave in a well preserved body.
but rather to skid in sideways, totally worn out, shouting "holy shit!!!.. what a ride!"
1990 Foxbody GT for that ass
11 4 door
13 FX2 White 5.0
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Originally posted by joes01bullitt View Postpm sent back sirVortex rear stand $75
8.8 410s. $50
**SKAGG NASTY**
My goal in life is to not arrive at the grave in a well preserved body.
but rather to skid in sideways, totally worn out, shouting "holy shit!!!.. what a ride!"
1990 Foxbody GT for that ass
11 4 door
13 FX2 White 5.0
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