Who do you have your homeowners insurance through?

[matts5.0]

usaa for everything.

[majorownage]

dont care

[lowthreeohz]

Renters thru SF.

[SVT Lurch]

Travelers through a broker (Dean Insurance Group). My whole family uses them, as well as a number of clients and I haven't had any complaints from anyone.

[Leah]

We had USAA for over 13 years until they went to a 2% deductible. We went shopping and found the same coverage, a 1% deductible, and cheaper premiums through Liberty Mutual.

This.

[LANTIRN]

USAA for everything. Some of their stuff may be a tad higher than others, but their customer service has been excellent for me pretty much every time I have talked to them (with a couple of exceptions dealing with debit card orders).

[Forever_frost]

Texas Farm Bureau. You can't beat their prices.

[red95gts]

USAA for everything. They will quote a 2% deductible right off the top, but if you ask for a lower deductible they will quote it also. I dropped the deductible from 2% ($7K) to a flat $1000 and it added $4.00 per year to the policy.

[Downs]

I use USAA for auto and renters.

I haven't made a renters claim with USAA but have made one auto claim for a deer strike and it was a seamless and quick process. They came over and looked at the car then I took it to a shop that I trusted and let them do the work. But I'm active military and the rates are a bit lower for that.

[01vnms4v]

Everything with Allstate

[03trubluGT]

USAA for everything. Some of their stuff may be a tad higher than others, but their customer service has been excellent for me pretty much every time I have talked to them (with a couple of exceptions dealing with debit card orders).

The one time USAA pissed me off was when they told me an accident was my fault.

I was on a two lane road and the woman coming the other way started to turn left in front of me, then changed her mind and slammed on the brakes (I was in a 2003 Excursion). She stopped with her left tire over the double yellow line and I could not stop in time, so our mirrors hit. It damaged both mirrors, and USAA told me that since I was the one in motion, it was my fault. I quoted the traffic code where she was required to maintain a single lane and yield right of way, but they still wouldn't budge.