Career question

[slow99]

5 years at my current Employer. Was hired on at 19 for Personal Banker
, which was unheard of. Just got promoted to branch manager and am currently in training. This company took a chance on me, being so young, and they have my gratitude. I'm here for the long haul if the choice is mine.

What does a personal banker do?

[bcoop]

What does a personal banker do?

Isn't that the fancy term for a teller? Not being a smartass, I really thought that's what it was.

[bcoop]

Been with my employer 15yrs... I like job security

Need to always have a back up plan. I'm very loyal to my employer, but I have other plans to fall back on, because anything can fall apart at any moment. Trust me when I say, the company you work for isn't nearly as loyal to you as you are to them. Especially when it comes down to financial decisions.

[The King]

Been with my employer 15yrs... I like job security

28 years here

[Shorty]

Hey, I started out mopping the floor just like you guys. But now, now I'm washing lettuce. Soon I'll be on fries; then the grill. And pretty soon I'll make assistant manager and that's when the big bucks start rolling in.

[Silverback]

Isn't that the fancy term for a teller? Not being a smartass, I really thought that's what it was.

No a personal banker is the one that sets up new accounts, and has the little desks or offices. Tellers just work the line and do transactions at the counter.

[talisman]

Two years seems abit quick, but to each their own I suppose.

I'm pretty sharp compared to many of my peers. I like learning new things.

I'll stay with this company as long as I have someone like him helping shape and guide me into where I want to be. I think this is the first time I've worked for someone who wasn't afraid to help someone below them get to their level.

THAT is awesome. My last boss was like that, and it kept me around even when I wasn't pleased with things. Looks like my new boss is going to be the same way. I try to do the same thing with my people. Working on getting my 3rd team member promoted to having their own store.

[Broncojohnny]

I think I'm about to throw up the deuce to these fuckers I work for. I'm getting tired of their god damn sob stories when it comes time to talk about my wallet.

[sc281]

What does a personal banker do?

Banks.... Personally.

It's basically just opening accounts/loans/lines, managing banking relationships, and referring to specialists (Bus Banker/ Mortgage Banker/ Financial Adviser as the need arises.

The successful ones basically do everything themselves and have long term relationships instead of just the "hit it and quit it" mentality of sales.

Nothing like you're doing, though. I only have series 6, 63, and group 1 licenses

EDIT**

No a personal banker is the one that sets up new accounts, and has the little desks or offices. Tellers just work the line and do transactions at the counter.

Yeah. This.

[sc281]

My cousin took the exact same path as you. Started as a personal banker, loan officer(I think) and now the branch manager. Is that just the logical order in banking centers?

Yeah kinda. A good personal banker can pretty much write his own ticket when it comes promotion time. Some choose a partner role, like a business banker or a Loan Officer; and some choose to go into management.

I had a choice between Private Client (Personal Banker for clients $250k-15mm assets with the bank) and Branch Manager. I chose the latter because I want some more Management experience, aside from supervising the Car Audio Department at a Circuit City when I was 17, lol.

[talisman]

Yeah kinda. A good personal banker can pretty much write his own ticket when it comes promotion time. Some choose a partner role, like a business banker or a Loan Officer; and some choose to go into management.

I had a choice between Private Client (Personal Banker for clients $250k-15mm assets with the bank) and Branch Manager. I chose the latter because I want some more Management experience, aside from supervising the Car Audio Department at a Circuit City when I was 17, lol.

Do you need a degree to get into management with that career? I wouldn't mind having bankers hours. You fuckers are closed for Presidents Day on Monday, aren't you?

[sc281]

Do you need a degree to get into management with that career? I wouldn't mind having bankers hours. You fuckers are closed for Presidents Day on Monday, aren't you?

Nope. We're open for Presidents day. We are about the only bank that is though.


And no, you don't need a degree, but you would have to put time in as a Personal Banker so you know what and how to manage them effectively. That is the general rule, but there are exceptions.

[Sean88gt]

How long do you guys seem to last at one position?

Depends on the chick but I usually try to pace myself to 5 minutes before giving them the most valuable deposit they'll ever receive.

I think I'm about to throw up the deuce to these fuckers I work for. I'm getting tired of their god damn sob stories when it comes time to talk about my wallet.

Sounds familiar. We are posting record numbers, $500k over a $2MM goal in January and these fucks act like it is blood letting to give a 3% raise to the department. And that doesn't even address the fucking joke they gave me because of my short tenure.

[Lone Sailor]

I think I'm about to throw up the deuce to these fuckers I work for. I'm getting tired of their god damn sob stories when it comes time to talk about my wallet.

^^This.

Sounds familiar. We are posting record numbers, $500k over a $2MM goal in January and these fucks act like it is blood letting to give a 3% raise to the department. And that doesn't even address the fucking joke they gave me because of my short tenure.

^^And this.


Loyalty and dedication doesn't mean much to a lot of these bigger company's. I just finished an 8 year stint with a company, listening to all the sales pitches and seeing the carrot dangling out there for all the glorious bonuses, profit sharing, 401k matching, etc, to never see a penny more than my negotiated base wage. Our location had a record year for 2012 in gross profit and they said the company as a whole didn't do as well as expected so they were going to do for one store if they couldn't do for all of them. I finally had enough of basically being lied to and jumped ship. After doing lots of research and getting all my ducks in a row I landed at a much better, and smaller, company that actually does more than talk the talk, they back it up with action(money). Money isn't everything, but if promises are made and negotiations are agreed upon and then none of them are kept from the employer's side while all them are kept on the employee's side then it's not worth wasting your talents with an ungrateful company. I only wish I hadn't waited so long to finally cut my losses and use my skill set for an outfit that appreciates not only my work ethic and ability to far exceed their expectations, but also the loyalty and dedication I bring to the table.

[idrivea4banger]

Business is slow for tamales. I need to get back into the taco side.