My mom deserves an award!

[VaderTT]

RING RING RING

Mom-Hello

Me- Is Willis there?

Mom-Willis who?

Me- Willthis dick fit in yo mouf?

-click

[80coupe]

RING RING RING

Mom-Hello

Me- Is Willis there?

Mom-Willis who?

Me- Willthis dick fit in yo mouf?

-click

lolz

[Snatch Napkin]

Probably none of it, he drinks box wine too!!! LOL

Well, heelllloooo!

I haven't humped your leg in a while. How's life?

[lowthreeohz]

you can't switch a truck into your name if it's being financed. The reason it was probably in her name was credit, and a lender isn't going to switch it out without qualifying whoever is taking it over.

You can switch the truck into your name while it's financed, but you're right it does require qualifying for the loan.

I was in a similar situation with my f150, mom financed it for me (i was unemployed on paper, needed a truck after my dodge blew up) and when i got verifiable income i just assumed the loan and removed her from the flow of things.

[Forever_frost]

How did she damage your wife's car with the POLICE standing there?

[VaderTT]

The officer was on his phone, posting on some forum. He didn't notice.

[SVT Lurch]

^haha

Probably none of it, he drinks box wine too!!! LOL

Well, heelllloooo!

I haven't humped your leg in a while. How's life?

On that note...can I come over? MJ reference?

[onemeangixxer7502]

You can switch the truck into your name while it's financed, but you're right it does require qualifying for the loan.

I was in a similar situation with my f150, mom financed it for me (i was unemployed on paper, needed a truck after my dodge blew up) and when i got verifiable income i just assumed the loan and removed her from the flow of things.

yes thats called buying.... LOL

[racrguy]

So wait, who was making the payments? Go full on white trash, sue your mother!

Evil Sean's rant FTW.

[lowthreeohz]

yes thats called buying.... LOL

I was on the loan, she cosigned. then she was removed from the loan. maybe i'm a little confused, but that's how it went down.

[VaderTT]

I'm still waiting for pics of this gorilla faced ho.

[CJ]

You can switch the truck into your name while it's financed, but you're right it does require qualifying for the loan.

I was in a similar situation with my f150, mom financed it for me (i was unemployed on paper, needed a truck after my dodge blew up) and when i got verifiable income i just assumed the loan and removed her from the flow of things.

I'm an auto lender myself, I can tell you that per state law you cannot change the name of a primary borrower without drawing up a new retail installment contract, and I don't know of any lender that would do that without re-approving and qualifying, so it's irrelevant. It's very possible they just changed the account information over to your name, but when the title was issued it is required to be in her name unless you re-signed. "Taking over the loan" doesn't really exist anymore, it's really just refinancing in your name, essentially. I would never do that unless you were actually refinanced, if you're just paying someone else's note you have zero legal means to assume ownership at the time of payoff, exactly like the OP discovered.

[lowthreeohz]

works for me! thanks for the explanation.. i just signed the paperwork.

[03trubluGT]

They just was there to keep peace... I'm glad she showed up with them. Probly would of done more damage to wife's car... Honestly surprised they let her drive off. She drinks that box wine all day on weekends.

You could have peacefully told her she was not allowed on your property to take possession of the vehicle.

Just sayin'.

[03trubluGT]

Damaging someone elses property (wife's car) isn't a criminal offense?

Need more info on this.