Might be trading in my Subaru STi...

[aggie97]

Any chance to refinance and lower the payment?

[JFurst]

have the car stolen.

Drive it into a lake

[Stephen]

youre basically screwed unless you want to ruin your credit.. that car isnt worth what you owe on it and trade in is even less.

1. try to find someone to take over the finance agreement

2. let it get repoed and go tote the note

3. good luck will happen and you will find a job where you can afford it again

4. maybe you have some cash laying around to buy a cheapo car..


<--- hasnt had a car payment in years (but never has anything cool either)

[Cooter]

Drive it into a lake

lagoon

have somebody film it

[JFurst]

youre basically screwed unless you want to ruin your credit.. that car isnt worth what you owe on it and trade in is even less.

1. try to find someone to take over the finance agreement

2. let it get repoed and go tote the note

3. good luck will happen and you will find a job where you can afford it again

4. maybe you have some cash laying around to buy a cheapo car..


<--- hasnt had a car payment in years (but never has anything cool either)

but now you are Choooooooooooo$$$$ Chooooooo$$$$$$$$$$$$$

[Treadhead]

have the car stolen.

Drive it into a lake

lagoon

have somebody film it

Nooooooooooooooooooooooooooooo!!!!!!!!!!!!!!!!!!!! !!!!!!!!!!!!!

[90GT50]

lagoon

have somebody film it

Look for pelicans to avoid.

[JFurst]

pics? info on your car?

[jason07]

You're probably close to $6k upside down. Rolling that into another car would be foolish. You can always get new "things" but you have to make sure you're protecting your survival vs your credit.

I bet he is close to 10k upside down. Most dealers will mark up $4,000 on a used car. What is the NADA retail on that car 28-30k?? I bet that's close.

So you will probably get anywhere from 24-26k for the car. If you figure $20 per $1,000 financed that will put the payment of the negative equity alone near $200 a month. (roughly) So if you want your payment cut in half ($300) per month you need to look for a car that is roughly $100 per month......not going to happen (at least not with 0 down.) The other roadblock you will run in to is getting a bank to carry that much negative equity in the car...which again..will not happen.

If you sell the car yourself for $30k can you pay the difference out of pocket yourself? If you can then you will have a bit more flexibilityin buying a car outright.

I was in the car business for 6 years. If you have more questions, let me know.

[Cooter]

what 6 yrs were you in the business?

margins aren't what they used to be

[Whiteboy]

$610 a month Fuck that. Both my 2011 mustangs TOGETHER are less then that!

[SMKR]

$610 a month Fuck that. Both my 2011 mustangs TOGETHER are less then that!

what are the specs on your 2011s? Got a GT? like it? (i assume)

[Whiteboy]

what are the specs on your 2011s? Got a GT? like it? (i assume)

2011 5.0 auto,leather,sync,glass roof,back up camera Love it

the other is a 11 v6 sync,leather,shelby wheels great car also.

[dville_gt]

$610 a month Fuck that. Both my 2011 mustangs TOGETHER are less then that!

thats what i was thinking, granted we bought used, put a good amount down, and got a great deal, but we could pretty much have 2 ls3 c6's for that payment!

[Whiteboy]

thats what i was thinking, granted we bought used, put a good amount down, and got a great deal, but we could pretty much have 2 ls3 c6's for that payment!

I bought one new and the v6 used.