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I need help finding a 3rd row seat for 2008 Suburban
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Originally posted by Gear_Jammer View PostAgain, call me crazy, but having a claim on the insurance and potentially committing insurance fraud isn't worth $750. Plus, my family member is way to straight lace to go with your plan.
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Originally posted by Gear_Jammer View PostInsurance is to you recoup your actual loss, not so you can profit off the deal.
That's exactly why there is a deductible, to help ensure that all claims are legit. It's not fraud if your policy states that you are to recieve the cost of a new seat, that is what you pay insurance for, there's nothing in the rider specifying exactly how the money is to be spent.
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I have a few claims I handle a month just like this. 750 is a steal (lol, that might not be far from the truth), I use the Seat Shop out of Dallas (www.theseatshop.com). I pay 1100 for remanufactured seats. Nothing else was stolen/broke?
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Originally posted by Gear_Jammer View PostAgain, call me crazy, but having a claim on the insurance and potentially committing insurance fraud isn't worth $750. Plus, my family member is way to straight lace to go with your plan.
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Originally posted by Gear_Jammer View PostAgain, call me crazy, but having a claim on the insurance and potentially committing insurance fraud isn't worth $750. Plus, my family member is way to straight lace to go with your plan.Originally posted by Gear_Jammer View PostInsurance is to you recoup your actual loss, not so you can profit off the deal.
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Originally posted by A_A_G View PostYou are clueless about insurance. No fraud is being committed. Insurance pays you replacement cost. If you can replace the damage for less, more power to you. And a comprehensive claim doesnt raise your rates if thats what they're worried about.
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Originally posted by Gear_Jammer View PostI never claimed to be versed in insurance claims. That's why I used the word "potential" when referring to the fraud issue above. Chill out dude. I appreciate the info, but there's no need for y'all to play the "you're stupid and let me tell you how much so" game. Maybe that works in your personal/professional life, but it doesn't in mine. Again, thanks for the info.
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Originally posted by Treasure Chest View PostFraud is hiding the seat and claiming it is stolen. Think of it in terms of life insurance, you're not being paid for a replacement life, you're paid simply for the perceived value of the loss thereof.
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Originally posted by Gear_Jammer View PostI hear ya; however, there are a lot of gray areas when it comes to what is/isn't fraud in a contractual setting. At least that's what I remember from law school.Check your self bro , you're not that cool.
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