refinanced from 5.99% to 3.25%

[quikag]

That's like the emergency room shit.

Maybe davbucas can come up in here then.

[racrguy]

most people would think "front loading" would be charging MORE interest than what there should be in the means to make a profit. People say they are being "screwed" because the loan is front loaded and the greedy bank wants to make more money. I guess your definition of "front loaded" is different than most people.

This. Interest is the cost of the loan. The more you borrow, the more interest you pay. It's not a case of, "I'll let you borrow $100K for a $100 dollar fee. If you want $200K, you can have that as well for no extra charge." Front loading, at least to me and every other mortgage person I know, would mean you paid 100% of the interest up front before a dime went to principal.

Fair enough. *updates his explanation of things in his head to not describe loans as "front loaded"*

[idrivea4banger]

Buy land, build your own house. Problem solved.

[8mpg]

Buy land, build your own house. Problem solved.

I wish... Everyone wants $100k an acre

[sc281]

I wish... Everyone wants $100k an acre

Where the hell are you looking?

[8mpg]

Where the hell are you looking?

Keller, flower mound, hickory creek, NRH...

[sc281]

Keller, flower mound, hickory creek, NRH...

Oh.

Simple fix. Buy land in the Country.

[SVT Lurch]

Here's a great forumla for land prices:

CBD Central Business District
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$
BFE Bum Fuck Egypt

[sc281]

Here's a great forumla for land prices:

CBD Central Business District
$$$$$$$$$$$$$$$$$$$$$$
$$$$$$$$$$$$$$$$$$$$$
$$$$$$$$$$$$$$$$$$$$
$$$$$$$$$$$$$$$$$$$
$$$$$$$$$$$$$$$$$$
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$$$$$$$$$$$$$$$$
$$$$$$$$$$$$$$$
$$$$$$$$$$$$$$
$$$$$$$$$$$$$
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$$$$$$$$$$$
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$$$$$$$$$
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$$$
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$

BFE Bum Fuck Egypt

Enlightening!

What accounts for the two $$ drop abover, sir?

[Couver]

Who are the local mortgage peeps here now? I know Marty used to be on the old board, but I haven't seen him around unless he changed names.

I used SVTLurch and he was more then kick ass..... Fast and knows his stuff!!

[SVT Lurch]

Enlightening!

What accounts for the two $$ drop abover, sir?

That's 635, kind of ghetto. Actually it was a typo, I was interrupted while posting.

I used SVTLurch and he was more then kick ass..... Fast and knows his stuff!!

Thank you Sir! AdamLX also posts and know his stuff. I believe Marty is still here under BYBOTIE.