I need to pick someone's brain, then apply for a few vehicle refinances. Payoffs are well below value so there's tons of equity built up toward the principal + interest still outstanding, and we just need to refi for the payoffs to get away from the dick sucking bank they're currently financed with.
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Anyone here a vehicle loan officer?
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I am. If you're equitable on those vehicles you should try to refi with a credit union. Generally they have lower rates and are more flexible on collateral. You shouldn't have any interest owed except for what has accrued since the last payment, assuming it's a simple interest contract."When the people find that they can vote themselves money, that will herald the end of the republic." -Benjamin Franklin
"A democracy will continue to exist up until the time that voters discover that they can vote themselves generous gifts from the public treasury." -Alexander Fraser Tytler
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Originally posted by MutherjuggZ View PostI need to pick someone's brain, then apply for a few vehicle refinances. Payoffs are well below value so there's tons of equity built up toward the principal + interest still outstanding, and we just need to refi for the payoffs to get away from the dick sucking bank they're currently financed with.Last edited by STANGGT40; 10-14-2011, 11:33 AM.
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Originally posted by STANGGT40 View Postjust go to www.penfed.org, become a member and refinance with them. they have 2.49%, currently. you fill out the app, and (obviously if approved), you'll receive a check in the mail, in about 3-days. faster if you choose the overnight option.
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