Debt collector calling

[yellowstang]

Yeah, it's like they are coming out of the woodwork now that the econmy is crap, trying to nickle and dime people into paying or making payments on old shit.

[likeitfast55]

cease and desist letter- send them one immediately


Address
City, State Zip


Debt Collector’s Name
Address
City, State Zip

Re: Account Number

Dear Debt Collector:

Pursuant to my rights under federal debt collection laws, I am requesting that you cease and desist communication with me, as well as my family and friends, in relation to this and all other alleged debts you claim I owe.

You are hereby notified that if you do not comply with this request, I will immediately file a complaint with the Federal Trade Commission and the [your state here] Attorney General’s office. Civil and criminal claims will be pursued.
Sincerely,

Your Name

Don't forget to send registered,certified, return receipt requested.!!!

[Marisa]

look up FDCPA laws

[Tx Redneck]

http://www.ftc.gov/bcp/edu/pubs/cons...dit/cre18.shtm

^^^^^^^^^^^^^^^^^^^^^^^^^
Has all your rights and what they can and cannot do listed.

look up FDCPA laws

[90GT50]

I prefer to just block their number. It makes me laugh when I set it up to hang up on them, it'll ring for about a millisecond on my phone then stop, then I don't have to check my voicemail, lol.

[JimD]

LOL @ 15 years ago, i'd tell em to eat cock.

[TexasDevilDog]

Truth about debt collectors.

Anti Dave Ramsey people don't click. -> http://www.daveramsey.com/article/th...andmoney_debt/

[Lone Sailor]

I just went through this same deal. I hired an attorney that worked my case for FREE and got me a few bucks for my trouble. PM me if you want his info.

[clevelandkid]

Sounds like you need to pull a credit report from all 3 bureaus to make sure they aren't reporting this alleged debt. If it's invalid, send a letter to the debt collector stating the same and dispute it with the credit bureaus.

[78X]

I would tell them to fucking pound sand

[Lone Sailor]

Sounds like you need to pull a credit report from all 3 bureaus to make sure they aren't reporting this alleged debt. If it's invalid, send a letter to the debt collector stating the same and dispute it with the credit bureaus.

Won't do any good, they'll just keep selling the debt and it will never come off his credit report.