Juilian the dolphin

[Big A]

I am exactly like that quote... I am a cheap ass and I love it.

I've always been the type to spend it if I have it, and alot was spent on other people. It took me some life experience to realize that that most other people aren't worth it.

[347Mike]

I've always been the type to spend it if I have it, and alot was spent on other people. It took me some life experience to realize that that most other people aren't worth it.

I still wear 4-5 pairs of socks that are 6 years old.

[ceyko]

I have no idea why I have suddenly decided that I hate anything credit related but I did.

I still use credit, but mainly AMEX for business expenses and then my USAA credit card. I ditched most of the others, to a hit on my credit score. (funny, they fuck you and then fuck you again after you say "fuck you" to them.)

Why?

Cause they changed the fucking rules w/o notifying me and any debt on them was hard to pay down, if I had to pay minimum payments. Paid them all off and closed them.

I'm guessing that's why most of us are getting away from doing things on too much credit. Can't rely on them to play by the rules.

I just did a Mexico trip, all paid for as well. I did like the other poster though, 20% cash, 80% credit card and paid it off. Too bad we got a little carried away on a few things so it ate into savings a little more then expected.

F the banks/credit companies.

[kingjason]

I still have two cards and use one of them for auto bill pay. I will pay it off twice a month and still keep a great credit score and not pay any interest. Plus they cut me a check at the end of the year. LOL I am not against having and using them for day to day stuff instead of carrying cash, just not going to buy anything I cant pay off in two weeks.

[347Mike]

I still have two cards and use one of them for auto bill pay. I will pay it off twice a month and still keep a great credit score and not pay any interest. Plus they cut me a check at the end of the year. LOL I am not against having and using them for day to day stuff instead of carrying cash, just not going to buy anything I cant pay off in two weeks.

Whaaaa?? I didn't know you can do that? I have my debit card added for a few and even my direct routing number but I didn't know you can use a 'credit' card? I am going to have to look into that.. That is a gold mind for AA points!

[Big A]

I still wear 4-5 pairs of socks that are 6 years old.

lol The first thing I did after landing the new job and getting settled into the new place, was buying a bunch of new underwear and socks. My mom has always been one to save ziplock bags, so I got a super huge box, and started tossing them after one (or two) use. On the big stuff I can still be fairly frivolous, but at least now my bottom line is taken into consideration. For me it's been a work in progress, I can see now how my spending when I was younger has hurt my future.

F the banks/credit companies.

I 100% agree. Though I take full resonsibilty for my actions, giving an 18 year old with no previous history access to 30k in credit is pure evil.

[TheTRiM]

grats man looks like u had a blast, watch out for the thunder stealers, surely theres at least a dozen ballers on here who have done 2 debt free trips around the world already this year and have another planned for next week.

[black50]

we had about 15k in credit card debit 3 years ago, and being a single income family im proud to say i have cut our debit in half in 3 years and should be debt free in the next 2 years. Except the car and house.. There have been quite a few nights that we have eaten pb&j sandwiches for dinner, but the payoff will be well worth it..

[Big A]

we had about 15k in credit card debit 3 years ago, and being a single income family im proud to say i have cut our debit in half in 3 years and should be debt free in the next 2 years. Except the car and house.. There have been quite a few nights that we have eaten pb&j sandwiches for dinner, but the payoff will be well worth it..

How dare you ever go into debt, don't you know that any self-respecting american doesn't ever use a credit card?

[SMEGMA STENCH]

I'd never get in the water with that mutha. He's probly bite the hell out of you.

[helosailor]

Very cool!
The last time I was on Andros (only thing I paid for was drinks, btw ), I was snorkeling and a pod of 8 Atlantic spotted dolphins came up to me and swam with me for about 10 minutes. It was amazing.

[Sean88gt]

To my credit I have 10- years on TDD, and have a single income, but his lifestyle is one to emmulate. Well, other than getting banged by a dolphin on vacation.

In before Sean88GT.

Wtf man? I've never banged a dolphin, although I once fingered a porpoise.


I do think there is some age related. I loathe any type of debt and have used my downsizing as a reason to vacate any debt. Have a small car note but I'm working to get that squared away. I want nothing more than to move total obligation free. We'll see.

[Big A]

Wtf man? I've never banged a dolphin, although I once fingered a porpoise.


I do think there is some age related. I loathe any type of debt and have used my downsizing as a reason to vacate any debt. Have a small car note but I'm working to get that squared away. I want nothing more than to move total obligation free. We'll see.

I knew you were downsizing, but I figured that you fingered on purpose.

[idrivea4banger]

347mike...... you never fail to question every single action a member posts about; especially when it seems good. Sorry but you come off as a douche sometimes when its a positive thing.

[Cannon88]

"They call him Flipper, but we know him as James, tha n*gga hatin dolphin."