Originally posted by GhostTX
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Obamacare - How has it affected your family ?
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Originally posted by Torinoman View PostMy company has paid 100% of my health coverage for re last 4 years. But my pay has been boarderline stagnant the entire time
"but our benefits!"
"that's great, but i'm a healthy male who no kids for now, so making money is my primary priority"
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Originally posted by 32vfromhell View PostCompanies have been loving using that as an excuse for shitty pay.
"but our benefits!"
"that's great, but i'm a healthy male who no kids for now, so making money is my primary priority"1971 Ford Torino - Time to go bigger and better.
2011 F150 Limited - Stock with a 6.2
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My mom was able to enroll into it with previous existing conditions March 1, 2014. Was admitted to the hospital March 2 paid $6k deductible. Left hospital in a body bag March 17, 2014. Deductible refunded 60 days later. No medical bills due.
As for me I'm on some united healthcare PPO. Costs me $50 a month. Never really use it for anything. Been on it since 11.
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We went from roughly $500 a month for a family of 3 to no longer being able to afford insurance. The best deal was through my employer, to the tune of $16xx a month with $4800 per person deductible. My wife works at an er, their insurance was over 2k for all 3. We diddent even check into Obamacare as she said almost every person that comes in with it, it does not cover shit. No er coverage, stupid high deductibles etc. so we have gone the last 4 years without coverage with no end in sight to get any.
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I used to have a great cadillac plan that was like $68 per paycheck for me and my son, I couldn't afford to put my wife on the plan and we paid for some BCBC plan just to not get fined by Obama.
When I switched jobs, my new employer only has a High Deductible plan that barely discounts stuff ($125 for doctors visit) until we hit our deductibles. Family deductible is 4,000, individual is 6850 and out of pocket max is 12,000.
Only bright side is I kept my aflac from my last job so when I knock the wife up for the second and final time, that will help. It was a huge benefit last time. Plus I have $100 a paycheck going to my HSA, and that helps defer a lot of the costs.
So now when I get sick, I just deal with it until I get better because going to the doctor is now almost cost prohibitive.
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Originally posted by IHaveAMustang View PostSo now when I get sick, I just deal with it until I get better because going to the doctor is now almost cost prohibitive.Originally posted by racrguyWhat's your beef with NPR, because their listeners are typically more informed than others?Originally posted by racrguyVoting is a constitutional right, overthrowing the government isn't.
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I have good insurance at work. It was classified as a cadillac plan, so they made changes. I have two kids now, one 14 and the other 9. The first one didn't cost me a penny. The second one cost me $80. Both were C-section babies. Now I have an HDHP plan. Work still helps a ton with the cost of it compared to most places, but it sucks compared to what I once had. ACA needs to disappear.
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