Individual Mandate Constitutional

[CJ]

In. I don't like tea any way.

You're a member of the tea party now!

[SMKR]

How will this effect those of us with current coverage and make over $80? (Trying to figure out how ill be fucked by the govt if not a direct bendover- looking for the dick earhole by the govt now)

[Strychnine]

Since the individual mandate portion is now a tax, per SCOTUS, a 51 vote majority of the Senate could strike it down.

Mitt Romney just now called for immediate entire repeal of Obamacare. Even with a GOP House, GOP Senate, and GOP President, that will be hard, because Dems can and will filibuster a bill, and a 60-vote GOP majority is not in the cards any time soon.

You see, Senators can’t filibuster a bill passed under “budget reconciliation.” Since Chief Justice John Roberts ruled today that Obama’s individual mandate is a tax, Republicans, it seems to me, could simply lower the tax for not having health insurance down to $0.00, as a matter of budget reconciliation

http://washingtonexaminer.com/with-51-senators-gop-can-eliminate-mandate/article/2500865

[Sgt Beavis]

Unfortunately, I don't see any way for this to be repealed unless the Republicans get a super majority in the Senate. That just isn't going to happen.

IMO, the best we can hope for now is legislation that amends the law and makes it work well at actually reducing costs.

[dblack1]

The fines are still cheaper than my current insurance until 2016, but no telling what my insurance will cost at that point in time. I know if it keeps increasing at the rate it did last year I won't be able to afford anything other than major medical with a $10k deductible. When I was in college I had major medical with a $5k deductible for under $300 a year. It might be time to look at that again.

[CJ]

The fines are still cheaper than my current insurance until 2016, but no telling what my insurance will cost at that point in time. I know if it keeps increasing at the rate it did last year I won't be able to afford anything other than major medical with a $10k deductible. When I was in college I had major medical with a $5k deductible for under $300 a year. It might be time to look at that again.

You have to understand how this works. You won't make it to 2016, you'll be dumped by your company before then and be forced into the government system. It's setup specifically to encourage companies to dump you. The idea is you will feel like your company is the big bad man infringing on your rights, then big government swoops in like the hero. It's a pretty fascinating process.

[slow06]

The fines are still cheaper than my current insurance until 2016, but no telling what my insurance will cost at that point in time. I know if it keeps increasing at the rate it did last year I won't be able to afford anything other than major medical with a $10k deductible. When I was in college I had major medical with a $5k deductible for under $300 a year. It might be time to look at that again.

The fines might be less, but they aren't cheaper by any means. Right now if you choose to drop your medical insurance coverage you drop it, and pay your own medical bills. Starting in 2014 if you choose to drop your medical insurance coverage you drop it, pay your own medical bills, and then pay the penalty on top of that. It's a fine that merely penalizes you for choosing not to purchase insurance, it doesn't afford you coverage in any way.

Oh and I have a 5K deductible plan for my wife and I, it cost more than $300 a month for both of us. I think an individual on the same plan is something like $200 a month.

[centexchick]

Allow me to share a recent anecdote on not having health insurance. I work for a small company, Robert is in the family business, neither one of us have insurance. We set money aside for medical bills, and we negotiate cash payments.

Jen, This is why we never had insurance.....until we started getting older and I took a job that provided it.....It was cheaper to negotiate with the doctors and the hospitals...They hate dealing with the insurance companies. There were many times that we negotiate more than 75% off of the bill or more. We kept insurance on Cole (cause he is a klutz like his momma) but Tony and I never had it.....Layoffs are coming for the company I work for now....and I am low man (or woman in this case) on the totem pole.......There is no way we can afford insurance on our own......Not and still eat....LOL

[Forever_frost]

Since the individual mandate portion is now a tax, per SCOTUS, a 51 vote majority of the Senate could strike it down.


http://washingtonexaminer.com/with-5...rticle/2500865

Wait....that's a good point. Maybe he was wiser than we think. He actually limited the Commerce Clause in this one

[Vertnut]

You have to understand how this works. You won't make it to 2016, you'll be dumped by your company before then and be forced into the government system. It's setup specifically to encourage companies to dump you.

Exactly. People that are "for" this, fail to see that it's not about "health-care", but control of the money. Do people really think their government cares about their health? Does China or North Korea care about the health of its' people? It's all about the money and the power. Barry will steer the money to the dregs of our society to "spread the wealth". Our "tax" we will pay will be used to cover the health-care costs of the poor (who will pay nothing).

[Gtracer]

You have to understand how this works. You won't make it to 2016, you'll be dumped by your company before then and be forced into the government system. It's setup specifically to encourage companies to dump you. The idea is you will feel like your company is the big bad man infringing on your rights, then big government swoops in like the hero. It's a pretty fascinating process.

This

[CJ]

The reason being when your company hits the 2014 rates, they'll see its a HELL of a lot cheaper to pay the penalty than to keep you insured with the private insurance. You'll see a huge exodus of private insurance policies. Within 2-4 years all the private insurance companies will have folded and you will only have one option. Remember how Obama said you'll be able to keep your private insurance, your doctors? Sure you will, you just pay 100% of your private policy, so your rate will go from $600/mo to $1,800 after your company takes the penalty and forces you to pay 100%.

[Strychnine]

Ronald Reagan Speaks Out Against Socialized Medicine

[Geor!]

Good thing my mother is nearing retirement age. She probably won't have a job in another couple of years.

[slow06]

The reason being when your company hits the 2014 rates, they'll see its a HELL of a lot cheaper to pay the penalty than to keep you insured with the private insurance. You'll see a huge exodus of private insurance policies. Within 2-4 years all the private insurance companies will have folded and you will only have one option. Remember how Obama said you'll be able to keep your private insurance, your doctors? Sure you will, you just pay 100% of your private policy, so your rate will go from $600/mo to $1,800 after your company takes the penalty and forces you to pay 100%.

I'm not following your logic here. Take my company for instance, they currently give us the option of several plans, give us a certain amount they will pay for, and make all premium over that our responsibility.

Why would a company in this case choose to provide no coverage and pay a fine, rather than subsidize coverage at the rate they currently do (or at a rate equal to or lesser than the fine) and let the employees pay the difference?

My company could provide no coverage right now if they wanted to. If they do not take that option now when there is no penalty, why would they take that option when there is?

Its getting more expensive either way, I get that, I just don't see why they would drop coverage. The law doesn't require them to pay for all of the premium, does it?