experience at GVF

[FordMustangLove]

Nope. It's pretty simple math though. $900 a month on a 36 is about right for a new 5.0. My personal advice is to take the longest term within warranty (factory or extended) that doesn't increase the rate significantly. That way you can you can either have extra cash in your pocket, pay down higher interest loans (home) and/or if you have a tough month you can still pay the minimum. You can always pay extra but you can't pay under minimum without it hurting you.

Again...900 a month isn't the typical. lol

lol oh dang that could of been me! thanks man for looking out! i did end up with a 2015 mustang gt going through capital one @ 14% so its all in due time that some bank trusts me . once my credit is up i can always look forward to the next deal from yall

[KWClutch]

Yes. Don't forget about the $100 referral program. I'm glad you were able to get into something.

[CexMashean]

@ 14%

[BradM]

lol oh dang that could of been me! thanks man for looking out! i did end up with a 2015 mustang gt going through capital one @ 14% so its all in due time that some bank trusts me . once my credit is up i can always look forward to the next deal from yall

Damn dude! You need to sit down with a financial advisor or something.

[ceyko]

Or just wait until you build your credit score back up. It would be hard for me to really enjoy any new vehicle if I was paying out of my ass like that.

Yeah, it's bad enough at 0-4% interest.

[Tremor14]

Yeah, it's bad enough at 0-4% interest.

yup.. whats the monthly @14%?

wasn't Soaps payment $900/mo?

[ELVIS]

yup.. whats the monthly @14%?

wasn't Soaps payment $900/mo?

where has he been lately?

god bless.

[KWClutch]

It happens. We discussed some alternative options while he was here. I want all my customers to be in a good spot because I want them to be happy short term and long term. I'll be very honest with no BS with anyone who comes in off the site.

[Tremor14]

where has he been lately?

god bless.

in a trailer most likely

[Baron Von Crowder]

I didnt use credit, and when I wanted a house, it was going to be with a really high interest rate, even with a sizable down payment. It was recommended to me to go buy a cheapish used car to get something on my payment history. 8 months of payments on a 12k note at 10% later, got my house loan at a good rate, and sold the car a few more months later.

[Baron Von Crowder]

That's a lot of money for that Fairmont.

shit, I paid either 200 or 250 to drag that out of a field.

[Mach1]

shit, I paid either 200 or 250 to drag that out of a field.

That was a fun day, I think I get father of the year award on that one

[8mpg]

14%... I sure as hell wouldnt be buying a new car.

[quikag]

had a friend have a bad accident, got a nice settlement and bought a new car. Credit wasn't good, so put a lot of cash down and financed $10k or so just to rebuild her credit.

Personally, if my credit was that bad, I'd get a cheap car, finance it, and start rebuilding my credit. Paying 14% on a $30k+ car is just crazy. That's probably $8k+ of interest over a normal 48-60 month term.

[Sean88gt]

There are some things that you just don't need to say. Should have left it at "got a car at a rate I was ok with" then moved on.